309 N 1980 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 309 N 1980 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.25 ba · 2,479 sqft · built 2017
Lot Size	0.266 acres (11,578 sqft)
Owner	2 Trust Names on File
Last Sale	$698,112 (Aug 2026)
Tax Bill	$3,772 (2024)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2024 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`46-954-0010`

Property Details

APN / Parcel Number

Primary APN	`46-954-0010`

Interior

Bedrooms	4 Beds
Full Baths	4.25 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,479 sqft Living Area
Gross Area	4,774 sqft
1st Floor Area	2,479 sqft
Basement Area	1,681 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	11,578 sqft (0.266 acres)
Garage Type	Attached
Garage Area	614 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	309 N 1980 E
City	SPANISH FORK
State	UT
Zip	84660-6144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10, PLAT Q, MAPLE MOUNTAIN AT SPANISH FORK SUB AREA 0.266 AC.
Legal Subdivision	MAPLE MOUNTAIN AT SPANISH FORK SUB
Legal Lot Number	10
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	3
Census Block	3016
Census Tract	10307

Owner

309 N 1980 E is owner-occupied and held in a trust since August 2026.

Source: Utah County records, as of August 24, 2026

Owner of Record	2 Trust Names on File
Mailing Address	309 N 1980 E, SPANISH FORK, UT 84660-6144
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Warranty Deed, Transfer · Line of Credit CMG MORTGAGE INC
Mar 8, 2024	Deed of Trust, Mortgage · Line of Credit UTAH COMMUNITY CU
Mar 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Aug 31, 2020	Deed of Trust, Mortgage · Line of Credit DESERET FIRST CU
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 9, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Feb 5, 2018	Deed of Trust, Mortgage STEARNS LNDG
Aug 4, 2017	Warranty Deed, Subdivision Related Transfer STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2026 · Amount on File
Deed Sale	Aug 12, 2026 · Amount on File
Prior Sale	Sep 9, 2019 · Amount on File
Deed Document Number	202667109
Prior Transfer Date	Aug 20, 2025
Prior Transfer Doc	0000063036
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Aug 12, 2026
Property Address	309 N 1980 E, SPANISH FORK, UT 84660-6144
Document Number	0000067109
Instrument Date	Aug 7, 2026
Instrument	202667109
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	SECURED TITLE INC, SECURE LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	309 N 1980 E, SPANISH FORK, UT 84660-6144

Mortgage

Document Number	0000067134,
Date	Aug 12, 2026
Instrument	202667134

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 21, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	309 N 1980 E, SPANISH FORK, UT 84660-6144
Transaction Type	Mortgage
Record Updated	Mar 14, 2024
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014909
Date	Mar 8, 2024
Instrument	14909:2024

Lender

Name	UTAH COMMUNITY CU
Type	Credit Union
Address	84804

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 7, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	309 N 1980 E, SPANISH FORK, UT 84660-6144
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029188
Date	Mar 6, 2020
Instrument	29188:2020

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	309 N 1980 E, SPANISH FORK, UT 84660-6144
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	MERIDIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000131269
Date	Aug 31, 2020
Instrument	131269:2020

Lender

Name	DESERET FIRST CU
Type	Credit Union
Address	WEST VALLEY CITY, UT 84120

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 30, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	309 N 1980 E, SPANISH FORK, UT 84660-6144
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071959
Date	Apr 16, 2021
Instrument	71959:2021

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Sep 9, 2019
Property Address	309 N 1980 E, SPANISH FORK, UT 84660-6144
Document Number	0000088125
Instrument Date	Sep 4, 2019
Instrument	088125:2019
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 N 1980 E, SPANISH FORK, UT 84660-6144

Mortgage

Document Number	0000088126
Date	Sep 9, 2019
Instrument	088126:2019

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	309 N 1980 E, SPANISH FORK, UT 84660-6144
Document Number	0000013295
Instrument Date	Feb 5, 2018
Transaction Type	Mortgage
Record Updated	Feb 14, 2018
Title Company	OLD REPUBLIC TITLE (DRAPER)

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	309 N 1980 E SPANISH FORK UT 846606144, SPANISH FORK, UT 84660-6144

Mortgage

Document Number	0000013295
Date	Feb 9, 2018
Instrument	13295

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 8, 2048

August 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Aug 4, 2017
Property Address	309 N 1980 E, SPANISH FORK, UT 84660-6144
Document Number	0000075783
Instrument Date	Jul 28, 2017
Instrument	75783
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 2, 2017
Title Company	COTTONWOOD TITLE, COTTONWOOD TITLE INSURANCE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	309 N 1980 E SPANISH FORK UT 846606144, SPANISH FORK, UT 84660-6144

Mortgage

Document Number	75784
Date	Aug 4, 2017
Instrument	75784

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2047

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$408,155 (+0.97%)	$742,100 (+0.97%) Land $240,900 Building $501,200
2025		$404,250	$735,000 Land $240,900 Building $494,100
2024	$3,772.00 (-3.13%)
2023	$3,894.00 (+3.62%)	$401,885	$730,700 Land $229,300 Building $501,400
2022	$3,758.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 N 1980 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 N 1980 E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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