302 Melching Ct, Ossian, IN 46777 Property Records

Wells County property record for 302 Melching Ct, Ossian, IN 46777

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,190 sqft · built 1976
Lot Size	0.243 acres (10,585 sqft)
Owner	2 Individual Names on File
Last Sale	$238,668 (Jun 2025)
Tax Bill	$1,336 (2025)
Deeds & Mortgages	Jun 2025 Mortgage May 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-02-15-509-026.000-009`

Property Details

APN / Parcel Number

Primary APN	`90-02-15-509-026.000-009`
Alternative APNs	`00001568176` `0151025526`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,190 sqft Living Area
1st Floor Area	1,190 sqft
Basement Area	980 sqft
Unfinished Basement	980 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1985
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	10,585 sqft (0.243 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001568176
Street Address	302 MELCHING CT
City	OSSIAN
State	IN
Zip	46777-9261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLSIDE PLACE SEC D LOT 26 (15-E)
Legal Subdivision	MILLSIDE PLACE ADDITION SECTION D
Legal Lot Number	26
Jurisdiction	WELLS IN
Township / Civil Division	JEFFERSON
Census Block Group	4
Census Block	4005
Census Tract	40100

Owner

302 Melching Ct is owned and occupied by two individuals who bought it in June 2025.

Source: Wells County records, as of June 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	302 MELCHING CT, OSSIAN, IN 46777-9261
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD
May 7, 2025	Intrafamily Transfer, Transfer
Jul 31, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2025 · Amount on File
Deed Sale	Jun 3, 2025 · Amount on File
Deed Document Number	20251746
Prior Transfer Date	Jul 9, 2024
Prior Transfer Doc	0020242558
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	302 MELCHING CT, OSSIAN, IN 46777-9261
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020251747
Date	Jun 3, 2025
Instrument	20251747

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2055

May 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELLS IN
Recording Date	May 7, 2025
Property Address	302 MELCHING CT, OSSIAN, IN 46777-9261
Document Number	0020251457
Map Reference	PB 4 PG 8
Instrument Date	Apr 28, 2025
Instrument	20251457
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	352 N 16TH ST, DECATUR, IN 46733-1454
Investor	Possibly a Property Investor

July 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELLS IN
Recording Date	Jul 31, 2024
Property Address	302 MELCHING CT, OSSIAN, IN 46777-9261
Document Number	0020242558
Map Reference	PB 4 PG 8
Instrument Date	Jul 9, 2024
Instrument	20242558
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	352 N 16TH ST, DECATUR, IN 46733-1454
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 302 Melching Ct was $1,336, down 52.1% from the year before.

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Jefferson Township
Municipality	Ossian Town
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,336.00 (-52.15%)	$210,000 Land $38,000 Building $172,000	$210,000 Land $38,000 Building $172,000
2024	$2,792.00
2023		$183,900 (+16.03%) Land $33,200 Building $150,700	$183,900 (+16.03%) Land $33,200 Building $150,700
2022	$2,349.00	$158,500 Land $19,600 Building $138,900	$158,500 Land $19,600 Building $138,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 Melching Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Melching Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSSIAN MUNICIPAL WATER DEPARTMENT serves 3,289 people · EPA ID IN5290002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Lakeland Internet, Mediacom Xtream.

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