309 Main St, Earling, IA 51530 Property Records

Shelby County property record for 309 Main St, Earling, IA 51530

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,030 sqft · built 1910
Lot Size0.244 acres (10,650 sqft)
OwnerIndividual Name on File
Tax Bill$2,296 (2026)
Deeds & MortgagesOct 2019 Refinance
Flood ZoneZone X (minimal risk)
APN832306012011

Property Details

APN / Parcel Number

Primary APN832306012011

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,030 sqft Living Area
1st Floor Area952 sqft
AtticAttic
Attic Area374 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area10,650 sqft (0.244 acres)
Lot Dimensions142 ft deep x 75 ft wide
Garage TypeMixed
Garage Area1,216 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address309 MAIN ST
CityEARLING
StateIA
Zip51530-5025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMIL LAND CO 1ST ADD LTS 1, 2 & 3 BLK 12
Legal SubdivisionMILWAUKEE LAND CO 1ST ADD
Legal Block12
Legal Lot Number1-3
JurisdictionSHELBY IA
Township / Civil DivisionUNION
Census Block Group4
Census Block4131
Census Tract960200

Owner

309 Main St is owned and occupied by an individual.

Source: Shelby County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address309 MAIN ST, EARLING, IA 51530-5025
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY IA
Property Address309 MAIN ST, EARLING, IA 51530-5025
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20191683
DateOct 22, 2019
Instrument2019-1683
Lender
NameFIRST STATE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term73 Months
DueNov 1, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 309 Main St was $2,296.

Source: Shelby County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyShelby County
MunicipalityEarling City
Unified School DistrictHarlan Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,296.00$130,081 (-) Land $13,781 Building $116,300$130,081 (-) Land $13,781 Building $116,300
2025$130,081 Land $13,781 Building $116,300$130,081 Land $13,781 Building $116,300
2024$2,038.00
2023$107,974 (+52.34%) Land $13,781 Building $94,193$107,974 Land $13,781 Building $94,193
2022$1,484.00$70,878 Land $11,813 Building $59,065
2021$70,878 Land $11,813 Building $59,065

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEARLING WATER SUPPLY
serves 397 people · EPA ID IA8320098
Water SourcePurchased groundwater from REGIONAL WATER
Last State InspectionJan 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
1,000 / 500
Farmers Mutual Cooperative Telephone
Fiber
400 / 100
Starlink
Satellite
280 / 30

May also be available: Western Iowa Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

Nearby Streets

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