307 Main St, Earling, IA 51530 Property Records

Shelby County property record for 307 Main St, Earling, IA 51530

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,136 sqft · built 1910
Lot Size	0.244 acres (10,650 sqft)
Owner	Company Name on Record
Last Sale	$72,000 (Mar 2005)
Tax Bill	$3,188 (2026)
Deeds & Mortgages	Feb 2006 Mortgage May 2006 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`832306012041`

Property Details

APN / Parcel Number

Primary APN	`832306012041`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,136 sqft Living Area
1st Floor Area	830 sqft
Basement Area	488 sqft
Finished Basement	488 sqft
Unfinished Basement	488 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Construction Type	Metal Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,650 sqft (0.244 acres)
Lot Dimensions	142 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	187 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	307 MAIN ST
City	EARLING
State	IA
Zip	51530-5025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MIL LAND CO 1ST ADD LTS 4, 5 & 6 BLK 12
Legal Subdivision	MILWAUKEE LAND CO 1ST ADD
Legal Block	12
Legal Lot Number	4-6
Jurisdiction	SHELBY IA
Township / Civil Division	UNION
Census Block Group	4
Census Block	4131
Census Tract	960200

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 62, PORTSMOUTH, IA 51565-0062
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2006	Deed of Trust, Mortgage · Conventional Mortgage AMERICAS WHOLESALE LENDER
May 17, 2006	Deed of Trust, Mortgage · Line of Credit COUNTRYWIDE HOME LOANS INC
Feb 8, 2021	Special Warranty Deed, Transfer
Jul 16, 2020	Sheriff's Deed, Foreclosure
Mar 23, 2005	Warranty Deed, Transfer · ARM INTERVALE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2005 · Amount on Record
Deed Sale	Mar 23, 2005 · Amount on Record
Deed Document Number	2005811-2005
Record Updated	Oct 29, 2026

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IA
Property Address	307 MAIN ST, EARLING, IA 51530-5025
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	AMERICAN CLOSING AND TITLE SERVICES, AMERICAN ESCROW & TITLE SER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020060482
Date	Feb 15, 2006
Instrument	2006-0482

Lender

Name	AMERICAS WHOLESALE LENDER
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2036

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IA
Property Address	307 MAIN ST, EARLING, IA 51530-5025
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020061416
Date	May 17, 2006
Instrument	2006-1416

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution
Address	MINNEAPOLIS, MN 55435

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SHELBY IA
Recording Date	Feb 8, 2021
Property Address	307 MAIN ST, EARLING, IA 51530-5025
Document Number	0020210279
Instrument Date	Jan 20, 2021
Instrument	2021-0279
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$23.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 62, PORTSMOUTH, IA 51565-0062

July 2020: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	SHELBY IA
Recording Date	Jul 16, 2020
Property Address	307 MAIN ST, EARLING, IA 51530-5025
Document Number	0020201148
Instrument Date	Jun 30, 2020
Instrument	2020-1148
Transaction Type	Foreclosure
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15480 LAGUNA CANYON RD STE 100, 100, IRVINE, CA 92618-2132
Investor	Possibly a Property Investor

March 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY IA
Recording Date	Mar 23, 2005
Property Address	307 MAIN ST, EARLING, IA 51530-5025
Document Number	0008112005
Instrument Date	Mar 17, 2005
Instrument	0811-2005
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$114.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 MAIN ST, EARLING, IA 51530-5025

Mortgage

Document Number	0008122005
Date	Mar 23, 2005
Instrument	0812-2005

Lender

Name	INTERVALE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	7.14%
Type Change Date	Apr 1, 2007
Change Frequency	6 Months
Min Rate At Change	7.14%
Max Rate At Change	10.1%
Index	6-Month LIBOR
Max Rate	13.1%

Mortgage

Document Number	0008132005
Date	Mar 23, 2005
Instrument	0813-2005

Lender

Name	INTERVALE MORTGAGE CORP
Type	Mortgage Company
Address	CRANSTON, RI 02910

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2020

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Shelby County
Municipality	Earling City
Unified School District	Harlan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,188.00 (+23.37%)	$165,588 (-) Land $13,781 Building $151,807	$165,588 (-) Land $13,781 Building $151,807
2025		$165,588 (+21.03%) Land $13,781 Building $151,807	$165,588 (+21.03%) Land $13,781 Building $151,807
2024	$2,584.00 (+33.89%)
2023		$136,815 (+48.36%) Land $13,781 Building $123,034	$136,815 (+48.36%) Land $13,781 Building $123,034
2022	$1,930.00	$92,220 Land $11,813 Building $80,407
2021			$92,220 Land $11,813 Building $80,407

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EARLING WATER SUPPLY serves 397 people · EPA ID IA8320098
Water Source	Purchased groundwater from REGIONAL WATER
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 500
Farmers Mutual Cooperative Telephone Fiber	400 / 100
Starlink Satellite	280 / 30

May also be available: Western Iowa Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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