Hamilton County property record for 309 Locust St, Cincinnati, OH 45216
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,568 sqft · built 1905 |
| Lot Size | 0.107 acres (4,661 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $773 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 661-0002-0305-00 |
| Primary APN | 661-0002-0305-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,568 sqft Living Area |
| Gross Area | 2,288 sqft |
| 1st Floor Area | 848 sqft |
| 2nd Floor Area | 720 sqft |
| Basement Area | 720 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 4,661 sqft (0.107 acres) |
| Lot Dimensions | 125 ft deep x 37.5 ft wide |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 119 sqft |
| Deck Area | Deck Area |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 309 LOCUST ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45216-2322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOCUST ST 37.50 X 125 IRRLOT 155 PT LOT 156 L C HOPKINS SUB |
| Legal Subdivision | HOPKINS SUB |
| Legal Lot Number | 156 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ELMWOOD PLACE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 25700 |
309 Locust St is owned and occupied by an individual who acquired it in May 2025.
Source: Hamilton County records, as of July 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 309 LOCUST ST, CINCINNATI, OH 45216-2322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 30, 2025 |
| Transfer Doc | 0000062068 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 309 Locust St was $773, down 1.5% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Elmwood Place Village |
| Unified School District | St. Bernard-Elmwood Place City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $773.00 (-1.53%) Homeowner's exemption | $21,211 (+0.01%) Land $4,071 Building $17,140 | $60,600 Land $11,630 Building $48,970 |
| 2024 | $785.00 (-5.99%) Homeowner's exemption | $21,209 (-) Land $4,070 Building $17,139 | |
| 2023 | $835.00 (+184.98%) Homeowner's exemption | $21,209 (+81%) Land $4,070 Building $17,139 | $60,600 Land $11,630 Building $48,970 |
| 2022 | $293.00 Homeowner's exemption | $11,718 Land $3,255 Building $8,463 | |
| 2020 | $33,480 Land $9,300 Building $24,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 309 Locust St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1979–2001) |
| Most Recent Claim | Oct 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 309 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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