305 Locust St, Cincinnati, OH 45216 Property Records

Hamilton County property record for 305 Locust St, Cincinnati, OH 45216

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,336 sqft · built 1890
Lot Size	0.071 acres (3,093 sqft)
Owner	Company Name on Record
Last Sale	$70,000 (Dec 2023)
Tax Bill	$1,208 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`661-0002-0303-00`

Property Details

APN / Parcel Number

Primary APN	`661-0002-0303-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,336 sqft Living Area
1st Floor Area	768 sqft
2nd Floor Area	568 sqft
Basement Area	688 sqft

Exterior

Year Built	Built 1890
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,093 sqft (0.071 acres)
Lot Dimensions	125 ft deep x 22 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	305 LOCUST ST
City	CINCINNATI
State	OH
Zip	45216-2322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	305 LOCUST ST 22.50 X 125 IRRPT LOT 153 L C HOPKINS SUB
Legal Subdivision	L C HOPKINS SUB
Legal Lot Number	153
Jurisdiction	HAMILTON OH
Township / Civil Division	ELMWOOD PLACE
Census Block Group	3
Census Block	3011
Census Tract	25700

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6200 BALTIMORE AVE # 3001101, 3001101, RIVERDALE, MD 20737-1054
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2023 · Amount on Record
Deed Sale	Dec 29, 2023 · Amount on Record
Prior Sale	Sep 2, 2016
Deed Document Number	0000091278
Deed Book / Page	15072 / 857
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 29, 2023
Property Address	305 LOCUST ST, CINCINNATI, OH 45216-2322
Document Number	0000091278
Book / Page	15072 / 857
Instrument Date	Dec 21, 2023
Instrument	2023-0091278
Transaction Type	Transfer
Record Updated	Jan 24, 2024
Title Company	ONYX TITLE

Transaction

Amount	Amount Recorded
Tax	$70.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6200 BALTIMORE AVE # 30011, 30011, RIVERDALE, MD 20737-1054

Mortgage

Document Number	0000091279
Date	Dec 29, 2023
Book Page	15072/860
Instrument	2023-0091279

Lender

Name	BRIDGE CAPITAL ASSET FUNDING LLC
Type	Lending Institution
Address	MEMPHIS, TN 38120

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Jul 1, 2024

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Elmwood Place Village
Unified School District	St. Bernard-Elmwood Place City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,208.00 (-3.82%)	$16,783 (-) Land $2,356 Building $14,427
2024	$1,256.00 (+3.12%)	$16,783 (-) Land $2,356 Building $14,427
2023	$1,218.00 (+111.83%)	$16,783 (+188.81%) Land $2,356 Building $14,427	$47,950 (+188.86%) Land $6,730 Building $41,220
2022	$575.00	$5,811 Land $1,887 Building $3,924
2020			$16,600 Land $5,390 Building $11,210

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–2001)
Most Recent Claim	Oct 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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