309 Lloyd St, Salisbury, NC 28144 Property Records

Rowan County property record for 309 Lloyd St, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,104 sqft · built 1905
Lot Size	0.331 acres (14,418 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Apr 2025)
Tax Bill	$2,050 (2026)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`008 045`

Property Details

APN / Parcel Number

Primary APN	`008 045`
Alternative APN	`707417`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,047 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 2010
Exterior Material	Composition/Composite
Lot Area	14,418 sqft (0.331 acres)
Lot Dimensions	20 ft deep x 7.2 ft wide

Exterior Amenities

Porch	Porch
Porch Area	160 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	309 LLOYD ST
City	SALISBURY
State	NC
Zip	28144-4044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PROPERTY SURVEY FOR EDNA C SHELTON
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1021
Census Tract	50400

Owner

309 Lloyd St is owned and occupied by two individuals who bought it in April 2025.

Source: Rowan County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	309 LLOYD ST, SALISBURY, NC 28144-4044
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 16, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2025 · Amount on File
Deed Sale	Apr 23, 2025 · Amount on File
Prior Sale	Sep 4, 2019 · Amount on File
Deed Book / Page	1460 / 626
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 4, 2019
Property Address	309 LLOYD ST, SALISBURY, NC 28144-4044
Document Number	0013330948
Book / Page	1333 / 0948
Instrument Date	Aug 30, 2019
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 LLOYD ST, SALISBURY, NC 28144-4044

Mortgage

Document Number	13330949
Date	Sep 4, 2019
Instrument	1333/0949

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Mortgage

Document Number	0013330950
Date	Sep 4, 2019
Book Page	1333/0950

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 3, 2034

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Nov 16, 2018
Property Address	309 LLOYD ST, SALISBURY, NC 28144-4044
Document Number	0013190019
Book / Page	001319 / 000019
Instrument Date	Nov 16, 2018
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$50.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1505 CAMERON MATTHEWS DR #103 MATTHEWS NC 281050934, 103, MATTHEWS, NC 28105-0934

Tax Assessment & Valuation

The 2026 property tax bill for 309 Lloyd St was $2,050.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,050.00	$171,481 Land $20,592 Building $150,889	$171,481 Land $20,592 Building $150,889
2023	$1,216.00	$101,734 Land $20,592 Building $81,142	$101,734 Land $20,592 Building $81,142

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 309 Lloyd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2005–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Lloyd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lloyd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures