228 Lloyd St, Salisbury, NC 28144 Property Records

Rowan County property record for 228 Lloyd St, Salisbury, NC 28144

Property Summary

Property Type	Multi-Family Dwellings
Details	2,653 sqft · built 1980
Lot Size	0.209 acres (9,104 sqft)
Owner	Company Name on File
Tax Bill	$1,055 (2026)
Deeds & Mortgages	Nov 2020 Line of Credit Nov 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020 130`

Property Details

APN / Parcel Number

Primary APN	`020 130`
Alternative APN	`6094036`

Interior

Units	3 Units
Stories	1 Story
Building Area	2,653 sqft Total Area
1st Floor Area	1,904 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Multi-Family
Exterior Material	Wood
Lot Area	9,104 sqft (0.209 acres)
Lot Dimensions	9.1 ft deep x 10 ft wide
Porch	Porch
Porch Area	340 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	228 LLOYD ST
City	SALISBURY
State	NC
Zip	28144-4055
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Subdivision	CANNON HOLDING CORPORATION
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1016
Census Tract	50400

Owner

228 Lloyd St, a residential property, is owned by a company that acquired it in February 1996.

Source: Rowan County records, as of August 25, 2026

Owner of Record	Company Name on File
Mailing Address	113 E FISHER ST, SALISBURY, NC 28144-4905
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Nov 6, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jun 27, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 29, 1996
Deed Sale	Feb 29, 1996
Deed Book / Page	767 / 234
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	228 LLOYD ST, SALISBURY, NC 28144-4055
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 E FISHER ST, SALISBURY, NC 28144-4905

Mortgage

Document Number	0013600811
Date	Nov 12, 2020
Book Page	1360/811

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Nov 6, 2019
Property Address	228 LLOYD ST, SALISBURY, NC 28144-4055
Document Number	0013370607
Book / Page	001337 / 000607
Instrument Date	Jul 24, 2019
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	113 E FISHER ST SALISBURY NC 281444905, SALISBURY, NC 28144-4905

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 27, 2019
Property Address	228 LLOYD ST, SALISBURY, NC 28144-4055
Document Number	0013290998
Book / Page	001329 / 000998
Instrument Date	Jun 27, 2019
Transaction Type	Transfer
Record Updated	Jul 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 N DEERFIELD CIR SALISBURY NC 28147, SALISBURY, NC 28147

Tax Assessment & Valuation

The 2026 property tax bill for 228 Lloyd St was $1,055.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,055.00	$88,247 (-) Land $21,600 Building $66,647	$88,247 Land $21,600 Building $66,647
2025	$1,055.00	$88,247 Land $21,600 Building $66,647
2023	$1,055.00	$88,247 Land $21,600 Building $66,647	$88,247 Land $21,600 Building $66,647

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 228 Lloyd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2005–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 Lloyd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lloyd St

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