Lapeer County property record for 309 Horton St, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,437 sqft · built 1910 |
| Lot Size | 0.204 acres (8,886 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $47,500 (Oct 2015) |
| Tax Bill | $3,657 (2025) |
| Deeds & Mortgages | Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | L20-35-900-040-00 |
| Primary APN | L20-35-900-040-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,437 sqft Living Area |
| 1st Floor Area | 1,050 sqft |
| Basement Area | 1,050 sqft |
| Flooring | Carpet |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Lot Area | 8,886 sqft (0.204 acres) |
| Lot Dimensions | 120 ft deep x 74 ft wide |
| Garage Area | 864 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 309 HORTON ST |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-2241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | XX |
| Legal Description | CITY OF LAPEER ORIGINAL PLAT NE 1/4 LOT 1 & NELY 20 FT OF LOT 2 BLK 35 AND SWLY 48 FT OF ADJ VAC CEDAR ST LYG SELY OF SELY LN |
| Legal Range | 10E |
| Legal Township | 07N |
| Legal Section | 05 |
| Legal Subdivision | CITY OF LAPEER ORIGINAL |
| Legal Block | 35 |
| Legal Lot Number | 1-2 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | LAPEER |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 337500 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 507 CEDAR ST, LAPEER, MI 48446-2180 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2015 · Amount on Record |
| Deed Sale | Oct 5, 2015 · Amount on Record |
| Prior Sale | Mar 24, 1999 · Amount on Record |
| Deed Book / Page | 2790 / 225 |
| Last Transfer Date | Nov 5, 2015 |
| Transfer Doc | 0027960929 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Apr 4, 2017 |
| Property Address | 309 HORTON ST, LAPEER, MI 48446-2241 |
| Document Number | 0028860195 |
| Book / Page | 002886 / 000195 |
| Instrument Date | Mar 30, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2017 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $975.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 119 CAMBRIDGE DR #114 DAVISON MI 484231790, 114, DAVISON, MI 48423-1790 |
| Document Number | 28860196 |
|---|---|
| Date | Apr 4, 2017 |
| Book Page | 002886/000196 |
| Name | TOTAL MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | MILFORD, CT 06461 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 3, 2047 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| Municipality | Lapeer City |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $90,300 (+2.38%) | $180,600 (+2.38%) | |
| 2025 | $3,657.00 (+3.63%) | $88,200 (+23.36%) | $176,400 (+23.36%) |
| 2024 | $3,529.00 (+10.42%) | ||
| 2023 | $71,500 | $143,000 | |
| 2022 | $3,196.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAPEER serves 9,023 people · EPA ID MI0003780 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2023 |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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