244 Horton St, Lapeer, MI 48446 Property Records

Lapeer County property record for 244 Horton St, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,062 sqft · built 1880
Lot Size	0.121 acres (5,271 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Dec 2022)
Tax Bill	$2,430 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Dec 2022 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`L20-32-900-040-00`

Property Details

APN / Parcel Number

Primary APN	`L20-32-900-040-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,062 sqft Living Area
1st Floor Area	928 sqft
Flooring	Carpet

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Lot Area	5,271 sqft (0.121 acres)
Lot Dimensions	105 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	244 HORTON ST
City	LAPEER
State	MI
Zip	48446-2240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-1 M
Legal Description	CITY OF LAPEER ORIGINAL PLAT NE 1/4 BLK 26, SWLY 37 FT OF SELY 105 FT OF LOT 5 AND VAC ELY 13 FT OF SLY 105 FT OF CEDAR ST
Legal Range	10E
Legal Township	07N
Legal Section	05
Legal Subdivision	CITY OF LAPEER ORIGINAL
Legal Block	26
Legal Lot Number	5
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	3
Census Block	3029
Census Tract	337500

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	244 HORTON ST, LAPEER, MI 48446-2240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 13, 2022	Warranty Deed, Transfer NOT AVAILABLE, LCT
Apr 11, 2018	Grant Deed, Transfer ATTORNEY'S TITLE
Jul 18, 2017	Warranty Deed, Transfer · FHA Mortgage AMERICAN SW MTG FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2022 · Amount on Record
Deed Sale	Dec 13, 2022 · Amount on Record
Prior Sale	Dec 13, 2022 · Amount on Record
Deed Book / Page	3330 / 606
Prior Transfer Date	Apr 12, 2017
Prior Transfer Doc	0028890658
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Dec 13, 2022
Property Address	244 HORTON ST, LAPEER, MI 48446-2240
Document Number	0033300606
Book / Page	3330 / 606
Map Reference	LB D PG 1
Instrument Date	Dec 1, 2022
Transaction Type	Transfer
Record Updated	Jan 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7296 CEDAR RD, LEXINGTON, MI 48450-8996

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 HORTON ST, LAPEER, MI 48446-2240

Mortgage

Document Number	0003330670
Date	Dec 13, 2022
Instrument	3330/670

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Dec 13, 2022
Property Address	244 HORTON ST, LAPEER, MI 48446-2240
Document Number	0033300603
Book / Page	3330 / 603
Instrument Date	Dec 31, 2018
Transaction Type	Transfer
Record Updated	Jan 20, 2023
Title Company	NOT AVAILABLE, LCT

Transaction

Amount	Amount Recorded
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4210 RAYCO DR, METAMORA, MI 48455-9385

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 HORTON ST, LAPEER, MI 48446-2240

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAPEER MI
Recording Date	Apr 11, 2018
Property Address	244 HORTON ST, LAPEER, MI 48446-2240
Document Number	0029550118
Book / Page	002955 / 000118
Instrument Date	Apr 5, 2018
Transaction Type	Transfer
Record Updated	May 15, 2018
Title Company	ATTORNEY'S TITLE

Transaction

Amount	Amount Recorded
Tax	$738.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4210 RAYCO DR METAMORA MI 484559385, METAMORA, MI 48455-9385

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jul 18, 2017
Property Address	244 HORTON ST, LAPEER, MI 48446-2240
Document Number	0029050703
Book / Page	002905 / 000703
Instrument Date	Jul 12, 2017
Transaction Type	Transfer
Record Updated	Aug 28, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	828 CEDAR ST LAPEER MI 484462116, LAPEER, MI 48446-2116

Mortgage

Document Number	29050705
Date	Jul 18, 2017
Book Page	002905/000705

Lender

Name	AMERICAN SW MTG FNDG
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73112

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2047

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
Municipality	Lapeer City
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,200 (+4.02%)	$186,400 (+4.02%)
2025	$2,430.00 (+34.7%) Homeowner's exemption	$89,600 (+18.36%)	$179,200 (+18.36%)
2023		$75,700	$151,400
2022	$1,804.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAPEER serves 9,023 people · EPA ID MI0003780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Horton St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures