309 Harbor Point Dr, Celina, OH 45822 Property Records

Mercer County property record for 309 Harbor Point Dr, Celina, OH 45822

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,036 sqft · built 1955
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on File
Last Sale	$249,000 (Jun 2009)
Tax Bill	$2,865 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-250000.0000`

Property Details

APN / Parcel Number

Primary APN	`26-250000.0000`
Alternative APN	`09-05-451-025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,036 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	309 HARBOR POINT DR
City	CELINA
State	OH
Zip	45822-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOR POINT IN LOT 54 & 55 & STATE PARCEL 54-31 RTS: 003-06-05
Legal Subdivision	HARBOR POINT
Legal Lot Number	54&55
Jurisdiction	MERCER OH
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1019
Census Tract	967600

Owner

309 Harbor Point Dr is owned and occupied by two individuals who acquired it in September 2017.

Source: Mercer County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	309 HARBOR POINT DR, CELINA, OH 45822-2611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2009 · Amount on File
Deed Sale	Jun 18, 2009 · Amount on File
Deed Document Number	20094642
Last Transfer Date	Sep 21, 2017
Transfer Doc	0000004739
Record Updated	Sep 20, 2026

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCER OH
Recording Date	Oct 11, 2017
Property Address	309 HARBOR DR, CELINA, OH 45822
Document Number	201700004739
Map Reference	MB4 PG25
Instrument Date	Sep 21, 2017
Instrument	201700004739
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TITLE FAMILY OF CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	105 PROGRESSIVE DR, COLUMBUS GROVE, OH 45830-9620
Mail Care Of	THE UNION BANK COMPANY

Mortgage

Document Number	201700004740
Date	Oct 11, 2017
Instrument	201700004740

Lender

Name	LOAN ONE MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 309 Harbor Point Dr was $2,865.

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Jefferson Township
Unified School District	Celina City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,865.00	$83,060 (-) Land $21,840 Building $61,220
2024	$2,865.00 (-2.58%)	$83,060 (-) Land $21,840 Building $61,220
2023	$2,941.00 (+8.72%)	$83,060 (+21.26%) Land $21,840 Building $61,220	$237,300 Land $62,400 Building $174,900
2022	$2,705.00	$68,500 Land $16,630 Building $51,870
2020			$195,700 Land $47,500 Building $148,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 309 Harbor Point Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Harbor Point Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CELINA serves 11,682 people · EPA ID OH5400011
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20