308 Harbor Point Dr, Celina, OH 45822 Property Records

Mercer County property record for 308 Harbor Point Dr, Celina, OH 45822

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,174 sqft · built 1947
Lot Size	0.257 acres (11,223 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Oct 2019)
Tax Bill	$4,665 (2025)
Deeds & Mortgages	Apr 2005 Mortgage Oct 2012 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`26-254600.0000`

Property Details

APN / Parcel Number

Primary APN	`26-254600.0000`
Alternative APN	`09-05-457-025`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,174 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	11,223 sqft (0.257 acres)
Lot Dimensions	87 ft deep x 129 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	308 HARBOR POINT DR
City	CELINA
State	OH
Zip	45822-2612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOR POINT IN LOTS 97 & 98 ALSO VAC ST & SEC LAND RTS: 003-06-05
Legal Subdivision	HARBOR POINT
Legal Lot Number	97&98
Jurisdiction	MERCER OH
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1019
Census Tract	967600

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	308 HARBOR POINT DR, CELINA, OH 45822-2612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2005	Deed of Trust, Mortgage FIFTH THIRD BANK
Oct 30, 2012	Deed of Trust, Mortgage · ARM BANK OF GENEVA
Aug 28, 2025	Transfer on Death Deed, Transfer
Oct 2, 2019	Deed, Transfer · Conventional Mortgage AMERICAN AIRLINES FCU
Oct 2, 2019	Quit Claim Deed, Transfer Quitclaim
Sep 19, 2018	Warranty Deed, Transfer
May 22, 2018	Deed, Transfer
Sep 21, 2017	Warranty Deed, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2019 · Amount on Record
Deed Sale	Oct 2, 2019 · Amount on Record
Prior Sale	Sep 19, 2018 · Amount on Record
Deed Document Number	20194386
Prior Transfer Date	Sep 30, 2019
Prior Transfer Doc	0000004384
Record Updated	Oct 29, 2026

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	308 HARBOR POINT DR, CELINA, OH 45822-2612
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200500002405
Date	Apr 20, 2005
Instrument	200500002405

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	239 Months
Due	Mar 23, 2025

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	308 HARBOR POINT DR, CELINA, OH 45822-2612
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201200006527
Date	Oct 30, 2012
Instrument	201200006527

Lender

Name	BANK OF GENEVA
Address	GENEVA, IN 46740

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2042

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Oct 26, 2015
Change Frequency	3 Years
Min Rate At Change	3.85%
Max Rate At Change	9.99%
Index	3-Year CMT

August 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MERCER OH
Recording Date	Aug 28, 2025
Property Address	308 HARBOR POINT DR, CELINA, OH 45822-2612
Document Number	202500003525
Map Reference	VOL 97 PG 412
Instrument Date	Aug 22, 2025
Instrument	202500003525
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	308 HARBOR POINT DR, CELINA, OH 45822-2612

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER OH
Recording Date	Oct 2, 2019
Property Address	308 HARBOR DR, CELINA, OH 45822
Document Number	201900004386
Map Reference	VOL 97 PG 412
Instrument Date	Oct 2, 2019
Instrument	201900004386
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	308 HARBOR DR, CELINA, OH 45822
Investor	Possibly a Property Investor

Mortgage

Document Number	201900004387
Date	Oct 2, 2019
Instrument	201900004387

Lender

Name	AMERICAN AIRLINES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCER OH
Recording Date	Oct 2, 2019
Property Address	308 HARBOR DR, CELINA, OH 45822
Document Number	201900004384
Instrument Date	Sep 30, 2019
Instrument	201900004384
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERCER OH
Recording Date	Sep 19, 2018
Property Address	308 HARBOR DR, CELINA, OH 45822
Document Number	201800004565
Instrument Date	Sep 18, 2018
Instrument	201800004565
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	15937 LINCOLN HWY, VAN WERT, OH 45891-9677

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER OH
Recording Date	May 22, 2018
Property Address	308 HARBOR DR, CELINA, OH 45822
Document Number	201800002389
Instrument Date	May 4, 2018
Instrument	201800002389
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	308 HARBOR POINT DR, CELINA, OH 45822-2612

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERCER OH
Recording Date	Sep 21, 2017
Property Address	308 HARBOR DR, CELINA, OH 45822
Document Number	201700004384
Map Reference	MB97 PG412
Instrument Date	Sep 20, 2017
Instrument	201700004384
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	15937 LINCOLN HWY, VAN WERT, OH 45891-9677

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Jefferson Township
Unified School District	Celina City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,665.00	$118,300 (-) Land $46,340 Building $71,960
2024	$4,665.00 (-0.72%)	$118,300 (-) Land $46,340 Building $71,960
2023	$4,699.00 (+8.35%)	$118,300 (+23.9%) Land $46,340 Building $71,960	$338,000 (+23.9%) Land $132,400 Building $205,600
2022	$4,337.00	$95,480 Land $42,560 Building $52,920
2020			$272,800 Land $121,600 Building $151,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CELINA serves 11,682 people · EPA ID OH5400011
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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