Oconee County property record for 309 Harbor Dr, Seneca, SC 29672 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,923 sqft · built 1976 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,100,000 (Oct 2022) |
| Tax Bill | $6,871 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Dec 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-10-04-009 |
| Primary APN | 520-10-04-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,923 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Roof Material | Shingle |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 347 ft deep x 79 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 55556 |
|---|---|
| Old Parcel Number | 520 10 04 009 |
| Street Address | 309 HARBOR DR |
| City | SENECA |
| State | SC |
| Zip | 29672-2266 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 15A & 14B NORTHLAKE ESTATES (0.48 AC) |
| Legal Subdivision | NORTHLAKE ESTATES |
| Legal Block | 4 |
| Legal Lot Number | 14B,15A 14 |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | SENECA |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 30601 |
Source: Oconee County records · APN 520-10-04-009
Assessment roll updated September 13, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 309 HARBOR DR, SENECA, SC 29672-2266 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 04, 2022 | Deed, Transfer · Conventional Mortgage SYNOVUS BANK |
| Dec 08, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| May 20, 2020 | Grant Deed, Transfer · Conventional with PMI ON Q FIN'L |
| Jul 16, 2019 | Grant Deed, Transfer · Line of Credit SOUTH CAROLINA FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 04, 2022 · Amount on Record |
| Deed Sale | Oct 04, 2022 · Amount on Record |
| Prior Sale | May 20, 2020 · Amount on Record |
| Deed Document Number | 0000005102 |
| Deed Book / Page | 2863 / 249 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Oct 04, 2022 |
| Property Address | 309 HARBOR DR, SENECA, SC 29672-2266 |
| Document Number | 0000005102 |
| Book / Page | 2863 / 249 |
| Map Reference | MB P54 PG 517 |
| Instrument Date | Oct 04, 2022 |
| Instrument | 5102 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,070.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 HARBOR DR, SENECA, SC 29672-2266 |
| Document Number | 0000005103 |
|---|---|
| Date | Oct 04, 2022 |
| Book Page | 4387/120 |
| Instrument | 5103 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 309 HARBOR DR, SENECA, SC 29672-2266 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009239 |
|---|---|
| Date | Dec 08, 2021 |
| Book Page | 4258/59 |
| Instrument | 9239 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 02, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | May 20, 2020 |
| Property Address | 309 HARBOR DR, SENECA, SC 29672-2266 |
| Document Number | 0025680303 |
| Book / Page | 002568 / 000303 |
| Instrument Date | May 14, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,980.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 309 HARBOR DR SENECA SC 296722266, SENECA, SC 29672-2266 |
| Document Number | 39650195 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 003965/000195 |
| Name | ON Q FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | TEMPE, AZ 85281 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 19, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Jul 16, 2019 |
| Property Address | 309 HARBOR DR, SENECA, SC 29672-2266 |
| Document Number | 0024830151 |
| Book / Page | 002483 / 000151 |
| Instrument Date | Jul 10, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 05, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,905.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 207 WILLIAM ST MOUNT PLEASANT SC 294645080, MOUNT PLEASANT, SC 29464-5080 |
| Document Number | 38500032 |
|---|---|
| Date | Jul 16, 2019 |
| Book Page | 003850/000032 |
| Name | SOUTH CAROLINA FCU |
|---|---|
| Address | NORTH CHARLESTON, SC 29419-9012 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 15, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Oconee County records · Assessment roll updated September 13, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Municipality | Seneca City |
| Unified School District | Oconee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,871.00 | $40,018 (-) Land $14,742 Building $25,276 | $1,000,460 (-) Land $368,550 Building $631,910 |
| 2023 | $40,018 Land $14,742 Building $25,276 | $1,000,460 Land $368,550 Building $631,910 |
Source: FEMA National Flood Hazard Layer, Oconee County (45073C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 34% of the US · above 8% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 104 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Vyve Broadband | Cable | 1,000 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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