Oconee County property record for 275 Harbor Dr, Seneca, SC 29672
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,008 sqft · built 2003 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | Individual Name on File |
| Last Sale | $525,000 (Nov 2017) |
| Tax Bill | $9,524 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-10-04-016 |
| Primary APN | 520-10-04-016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 3,008 sqft Living Area |
| Basement Area | 1,240 sqft |
| Finished Basement | 1 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Roof Material | Shingle |
| Lot Area | 37,026 sqft (0.85 acres) |
| Lot Dimensions | 218 ft deep x 144 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 55563 |
|---|---|
| Old Parcel Number | 520 10 04 016 |
| Street Address | 275 HARBOR DR |
| City | SENECA |
| State | SC |
| Zip | 29672-2264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT A & P/O CUL-DE-SAC NORTHLAKE ESTATES (0.8 |
| Legal Subdivision | PO CUL-DE-SAC NORTHLAKE ESTATES |
| Legal Block | 4 |
| Legal Lot Number | A |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | SENECA |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 30601 |
275 Harbor Dr is owned by an individual who bought it in November 2017.
Source: Oconee County records, as of November 14, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 245 YORKSWELL LN, GREENVILLE, SC 29607-4964 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK |
| Nov 16, 2017 | Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jan 30, 2017 | Deed of Trust, Mortgage BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2017 · Amount on File |
| Deed Sale | Nov 16, 2017 · Amount on File |
| Deed Document Number | 0000006336 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 275 HARBOR DR, SENECA, SC 29672-2264 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001782 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 4193/26 |
| Instrument | 1782 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Nov 16, 2017 |
| Property Address | 275 HARBOR DR, SENECA, SC 29672-2264 |
| Document Number | 0000006336 |
| Map Reference | MB B614 PG6 |
| Instrument Date | Nov 16, 2017 |
| Instrument | 06336 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,942.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 245 KORKSWELL LN, GREENVILLE, SC 29607 |
| Document Number | 0000006337 |
|---|---|
| Date | Nov 16, 2017 |
| Instrument | 06337 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 275 HARBOR DR, SENECA, SC 29672-2264 |
| Document Number | 0000009363 |
| Book / Page | 003578 / 000001 |
| Instrument Date | Jan 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 275 HARBOR DR SENECA SC 296722264, SENECA, SC 29672-2264 |
| Document Number | 0000009363 |
|---|---|
| Date | Feb 2, 2017 |
| Book Page | 003578/000001 |
| Instrument | 9363 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Feb 1, 2032 |
The 2025 property tax bill for 275 Harbor Dr was $9,524.
Source: Oconee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Municipality | Seneca City |
| Unified School District | Oconee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,524.00 | $22,538 Land $8,467 Building $14,071 | $563,450 Land $211,680 Building $351,770 |
| 2023 | $22,538 Land $8,467 Building $14,071 | $563,450 Land $211,680 Building $351,770 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 275 Harbor Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 275 Harbor Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SENECA serves 39,772 people · EPA ID SC3710002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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