309 Grove St, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 309 Grove St, Cherry Valley, IL 61016

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,216 sqft · built 1900
Lot Size	0.319 acres (13,880 sqft)
Owner	2 Individual Names on Record
Last Sale	$32,000 (Oct 2022)
Tax Bill	$3,174 (2025)
Deeds & Mortgages	Oct 2022 Sale Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`253B014`

Property Details

APN / Parcel Number

Primary APN	`253B014`
Alternative APN	`1601131002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,216 sqft Living Area
Gross Area	2,958 sqft
1st Floor Area	940 sqft
Basement Area	742 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,880 sqft (0.319 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	309 GROVE ST
City	ROCKTON
State	IL
Zip	61072
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - SINGL
Legal Description	PLAT OF CHERRY VALLEY W 14 FT LT 4 & ALL LT 5 BLK 3
Legal Subdivision	PLAT OF CHERRY VALLEY
Legal Block	3
Legal Lot Number	4,5
Jurisdiction	WINNEBAGO IL
Township / Civil Division	CHERRY VALLEY
Census Block Group	2
Census Block	2001
Census Tract	3705

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1122 N MAIN ST, ROCHELLE, IL 61068-1714
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Warranty Deed, Transfer
Sep 9, 2021	Deed, Transfer · Conventional Mortgage CENTRAL BANK
May 8, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2022 · Amount on Record
Deed Sale	Oct 7, 2022 · Amount on Record
Prior Sale	Sep 9, 2021 · Amount on Record
Deed Document Number	202230933
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 7, 2022
Property Address	309 GROVE ST, CHERRY VALLEY, IL 61016-9484
Document Number	0000030933
Map Reference	BK N PG 346
Instrument Date	Oct 5, 2022
Instrument	2230933
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Amount	Amount Recorded
Tax	$48.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1122 N MAIN ST, ROCHELLE, IL 61068-1714

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 9, 2021
Property Address	309 GROVE ST, CHERRY VALLEY, IL 61016-9484
Document Number	0000031929
Map Reference	PB N PG 346
Instrument Date	Aug 31, 2021
Instrument	2131929
Transaction Type	Transfer
Record Updated	Oct 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	309 GROVE ST, CHERRY VALLEY, IL 61016-9484
Investor	Possibly a Property Investor

Mortgage

Document Number	0000031930
Date	Sep 9, 2021
Instrument	2131930

Lender

Name	CENTRAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.85%

Mortgage

Document Number	0000031931
Date	Sep 9, 2021
Instrument	2131931

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 3, 2031

Interest

Rate Type	Fixed Rate

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	May 8, 2017
Property Address	309 GROVE ST, CHERRY VALLEY, IL 61016-9484
Document Number	0001013853
Instrument Date	May 4, 2017
Instrument	1013853
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	309 GROVE ST CHERRY VALLEY IL 610169484, CHERRY VALLEY, IL 61016-9484

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Cherry Valley Village
County	Winnebago County
County Subdivision	Cherry Valley Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,174.00	$44,152 (+160.3%) Land $11,484 Building $32,668	$132,456 (+160.3%) Land $34,452 Building $98,004
2022	Homeowner's exemption	$16,962 Land $6,982 Building $9,980	$50,886 Land $20,946 Building $29,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1994–2007)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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