Winnebago County property record for 202 Grove St, Cherry Valley, IL 61016
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 3,207 sqft · built 1900 |
| Lot Size | 0.842 acres (36,657 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,530 (2025) |
| Deeds & Mortgages | Aug 2017 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 1601127019 |
| Primary APN | 1601127019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 3,207 sqft Living Area |
| Gross Area | 3,776 sqft |
| 1st Floor Area | 1,393 sqft |
| Basement Area | 569 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 36,657 sqft (0.842 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 202 GROVE ST |
|---|---|
| City | CHERRY VALLEY |
| State | IL |
| Zip | 61016-9485 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - SINGL |
| Legal Description | FITCHS 2ND ADD TO CHERRY VALLEY LTS 1& 2 BLK 34 & ALL VAC ALLEY LYG W & ADJLT 4 BLK 33 & ALL LOT 4 BLK 33 |
| Legal Subdivision | FITCHS 2ND ADD |
| Legal Block | 34,33 |
| Legal Lot Number | 1,2 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | CHERRY VALLEY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 3705 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 202 GROVE ST, CHERRY VALLEY, IL 61016-9485 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 202 GROVE ST, CHERRY VALLEY, IL 61016-9485 |
| Document Number | 0001030887 |
| Instrument Date | Aug 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 202 GROVE ST CHERRY VALLEY IL 610169485, CHERRY VALLEY, IL 61016-9485 |
| Document Number | 0001030887 |
|---|---|
| Date | Sep 27, 2017 |
| Instrument | 1030887 |
| Name | MEMBERS ALLIANCE CU |
|---|---|
| Type | Credit Union |
| Address | ROCKFORD, IL 61114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 26, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Cherry Valley Village |
| County | Winnebago County |
| County Subdivision | Cherry Valley Township |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,530.00 | $63,586 (+51.1%) Land $17,227 Building $46,359 | $190,758 (+51.1%) Land $51,681 Building $139,077 |
| 2022 | Homeowner's exemption | $42,082 Land $9,073 Building $33,009 | $126,246 Land $27,219 Building $99,027 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1994–2007) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Surf Internet.
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