Wake County property record for 309 Gingergate Dr, Cary, NC 27519
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,694 sqft · built 1999 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $580,000 (Jul 2021) |
| Tax Bill | $6,416 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0744.03-31-3039-000 |
| Primary APN | 0744.03-31-3039-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,694 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Area | 400 sqft |
| Porch | Slab |
| Porch Area | 204 sqft |
| Patio Area | 182 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 0211854 |
|---|---|
| Street Address | 309 GINGERGATE DR |
| City | CARY |
| State | NC |
| Zip | 27519-9291 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | LO24 WHITEBRIDGE SUB BM1994-1845 |
| Legal Subdivision | WHITEBRIDGE SUB |
| Legal Lot Number | 24 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 53425 |
309 Gingergate Dr is owned and occupied by an individual who bought it in July 2021.
Source: Wake County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 309 GINGERGATE DR, CARY, NC 27519-9291 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PRIME MORTGAGE LENDING INC |
| Jul 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Mar 5, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA/IL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2021 · Amount on File |
| Deed Sale | Jul 14, 2021 · Amount on File |
| Prior Sale | Apr 15, 2014 · Amount on File |
| Deed Book / Page | 18598 / 1096 |
| Prior Transfer Date | Sep 19, 2013 |
| Prior Transfer Doc | 154480655 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 309 GINGERGATE DR, CARY, NC 27519-9291 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 017828/895 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 17828/895 |
| Name | PRIME MORTGAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | APEX, NC 27502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Jul 14, 2021 |
| Property Address | 309 GINGERGATE DR, CARY, NC 27519-9291 |
| Document Number | 185981096 |
| Book / Page | 18598 / 1096 |
| Map Reference | MB 1994 PG 1844&1845 |
| Instrument Date | Jun 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,160.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 GINGERGATE DR, CARY, NC 27519-9291 |
| Document Number | 185981098 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | 18598/1098 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 309 GINGERGATE DR, CARY, NC 27519-9291 |
| Document Number | 170690441 |
| Instrument Date | Mar 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2018 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 309 GINGERGATE DR CARY NC 275199291, CARY, NC 27519-9291 |
| Document Number | 170690441 |
|---|---|
| Date | Mar 14, 2018 |
| Book Page | 017069/000441 |
| Name | BANK OF AMERICA/IL |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 13, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 309 Gingergate Dr was $6,416.
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Cary Town |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,416.00 | $746,306 Land $250,000 Building $496,306 | $746,306 Land $250,000 Building $496,306 |
| 2023 | $4,450.00 | $442,176 Land $105,000 Building $337,176 | $442,176 Land $105,000 Building $337,176 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 309 Gingergate Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 309 Gingergate Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CARY serves 227,300 people · EPA ID NC0392020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · May 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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