Wake County property record for 304 Gingergate Dr, Cary, NC 27519
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 4,137 sqft · built 1999 |
| Lot Size | 0.289 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $535,000 (Apr 2019) |
| Tax Bill | $5,371 (2023) |
| Deeds & Mortgages | Jan 2021 Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0744.03-31-4426 0211848 |
| Primary APN | 0744.03-31-4426 0211848 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,137 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,632 sqft (0.289 acres) |
| Garage Area | 462 sqft |
| Porch | Porch |
| Porch Area | 110 sqft |
| Patio Area | 368 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0211848 |
|---|---|
| Old Parcel Number | 021184801 |
| Street Address | 304 GINGERGATE DR |
| City | CARY |
| State | NC |
| Zip | 27519-9290 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | LO18 WHITEBRIDGE SUB BM1994-1845 |
| Legal Township | 20 |
| Legal Subdivision | WHITEBRIDGE SUB |
| Legal Lot Number | 18 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 53425 |
304 Gingergate Dr is owned and occupied by two individuals who bought it in April 2019.
Source: Wake County records, as of April 18, 2024
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 GINGERGATE DR, CARY, NC 27519-9290 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME BANK |
| Apr 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME BANK |
| Dec 30, 2020 | Deed of Trust, Mortgage · Conventional with PMI FIRST HM BK |
| Apr 15, 2019 | Warranty Deed, Transfer WATERSTONE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2019 · Amount on File |
| Deed Sale | Apr 15, 2019 · Amount on File |
| Prior Sale | Dec 5, 2005 · Amount on File |
| Deed Document Number | 0017412975 |
| Deed Book / Page | 17412 / 975 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 304 GINGERGATE DR, CARY, NC 27519-9290 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 18273/2504 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 18273/2504 |
| Name | FIRST HOME BANK |
|---|---|
| Type | Bank |
| Address | SEMINOLE, FL 33772 |
| Type | Conventional Mortgage |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 304 GINGERGATE DR, CARY, NC 27519-9290 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 17813/1664 |
|---|---|
| Date | Apr 6, 2020 |
| Book Page | 17813/1664 |
| Name | FIRST HOME BANK |
|---|---|
| Type | Bank |
| Address | SEMINOLE, FL 33772 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 304 GINGERGATE DR, CARY, NC 27519-9290 |
| Document Number | 184262067 |
| Instrument Date | Dec 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 304 GINGERGATE DR CARY NC 275199290, CARY, NC 27519-9290 |
| Document Number | 184262067 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 018426/002067 |
| Name | FIRST HM BK |
|---|---|
| Type | Bank |
| Address | SEMINOLE, FL 33772 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 29, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Apr 15, 2019 |
| Property Address | 304 GINGERGATE DR, CARY, NC 27519-9290 |
| Document Number | 174120975 |
| Book / Page | 017412 / 000975 |
| Instrument Date | Apr 11, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,070.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 304 GINGERGATE DR CARY NC 275199290, CARY, NC 27519-9290 |
| Document Number | 174120977 |
|---|---|
| Date | Apr 15, 2019 |
| Book Page | 017412/000977 |
| Name | WATERSTONE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 14, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
Source: Wake County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Cary Town |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,371.00 | $534,060 Land $105,000 Building $429,060 | $534,060 Land $105,000 Building $429,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 Gingergate Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 304 Gingergate Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CARY serves 227,300 people · EPA ID NC0392020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · May 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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