309 Geraldson Rd, Newcastle, CA 95658 Property Records

Placer County property record for 309 Geraldson Rd, Newcastle, CA 95658

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,530 sqft · built 1976
Lot Size	4.8 acres (209,088 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Nov 2008)
Tax Bill	$4,964 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040-320-058-000`

Property Details

APN / Parcel Number

Primary APN	`040-320-058-000`
Alternative APN	`040-320-031-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,530 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Colonial
Construction Type	Frame
Lot Area	209,088 sqft
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	040-320-031-000
Street Address	309 GERALDSON RD
City	NEWCASTLE
State	CA
Zip	95658-9528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAB100
Legal Description	PARCEL B MOR PM 7-124
Legal Subdivision	PARCEL MAP NO 71416
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	1
Census Block	1031
Census Tract	20501

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 GERALDSON RD, NEWCASTLE, CA 95658-9528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2008 · Amount on Record
Deed Sale	Nov 14, 2008 · Amount on Record
Deed Document Number	200889009
Prior Transfer Date	Feb 28, 2007
Prior Transfer Doc	0000022505
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	309 GERALDSON RD, NEWCASTLE, CA 95658-9528
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 GERALDSON RD, NEWCASTLE, CA 95658-9528

Mortgage

Document Number	0000011439
Date	Mar 4, 2026
Instrument	2026-0011439

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 12, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	309 GERALDSON RD, NEWCASTLE, CA 95658-9528
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	LANDSAFE TITLE/FL, LANDSAFE TITLE CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 GERALDSON RD, NEWCASTLE, CA 95658-9528

Mortgage

Document Number	0000121175
Date	Sep 28, 2021
Instrument	2021-0121175

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Newcastle Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$492,544 (+2%) Land $262,686 Building $229,858
2025	$4,964.00 (+1.14%) Homeowner's exemption	$482,887 (+4.04%) Land $257,536 Building $225,351
2023	$4,908.00 (+1.89%) Homeowner's exemption	$464,138 Land $247,537 Building $216,601
2022	$4,817.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 49% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20
Skyhi Broadband Fixed Wireless	60 / 30
AT&T Fixed Wireless · DSL in parts of the area	25 / 3

May also be available: Astound Broadband, T-Mobile.

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