130 Geraldson Rd, Newcastle, CA 95658 Property Records

Placer County property record for 130 Geraldson Rd, Newcastle, CA 95658

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,280 sqft · built 1954
Lot Size	1.75 acres (76,230 sqft)
Owner	Individual Name on File
Tax Bill	$1,578 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040-200-002-000`

Property Details

APN / Parcel Number

Primary APN	`040-200-002-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,280 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	76,230 sqft

Location & Zoning

Street Address	130 GERALDSON RD
City	NEWCASTLE
State	CA
Zip	95658-9505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F
Legal Description	1.75 A SEC 20 12 8
Legal Range	8E
Legal Township	12N
Legal Section	20
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	1
Census Block	1027
Census Tract	20501

Owner

130 Geraldson Rd is owned and occupied by an individual who acquired it in April 1995.

Source: Placer County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	130 GERALDSON RD, NEWCASTLE, CA 95658-9505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Line of Credit FIRST US COMMUNITY CU
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Jan 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 25, 1995
Transfer Doc	0000021845
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	130 GERALDSON RD, NEWCASTLE, CA 95658-9505
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 GERALDSON RD, NEWCASTLE, CA 95658-9505

Mortgage

Document Number	0000058480
Date	Oct 27, 2025
Instrument	2025-0058480

Lender

Name	FIRST US COMMUNITY CU
Type	Credit Union
Address	SACRAMENTO, CA 95825

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 28, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	130 GERALDSON RD, NEWCASTLE, CA 95658-9505
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 GERALDSON RD, NEWCASTLE, CA 95658-9505

Mortgage

Document Number	0000110848
Date	Sep 1, 2021
Instrument	2021-0110848

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	130 GERALDSON RD, NEWCASTLE, CA 95658-9505
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 GERALDSON RD, NEWCASTLE, CA 95658-9505

Mortgage

Document Number	0000143150
Date	Dec 7, 2020
Instrument	2020-0143150

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	130 GERALDSON RD, NEWCASTLE, CA 95658-9505
Document Number	0000002234
Instrument Date	Jan 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 GERALDSON RD NEWCASTLE CA 956589505, NEWCASTLE, CA 95658-9505

Mortgage

Document Number	0000002234
Date	Jan 16, 2018
Instrument	2234

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 130 Geraldson Rd was $1,578 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Newcastle Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$155,759 (+2%) Land $60,060 Building $95,699
2025	$1,578.00 Homeowner's exemption	$152,706 Land $58,883 Building $93,823
2023	$1,557.00 (+0.97%) Homeowner's exemption	$146,779 Land $56,598 Building $90,181
2022	$1,542.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 130 Geraldson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Geraldson Rd is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 49% of California
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Skyhi Broadband Fixed Wireless	60 / 30
AT&T Fixed Wireless · DSL	25 / 3

May also be available: Astound Broadband.

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