Lexington County property record for 309 Gemstone Ct, Lexington, SC 29072
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,612 sqft · built 1995 |
| Lot Size | 0.463 acres (20,171 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $287,500 (Sep 2026) |
| Tax Bill | $1,080 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003439-03-017 |
| Primary APN | 003439-03-017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,612 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Shingle |
| Lot Area | 20,171 sqft (0.463 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 309 GEMSTONE CT |
|---|---|
| City | LEXINGTON |
| State | SC |
| Zip | 29072-7693 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Description | WHITEFORD SEC III LOT 34 BLK N PH I |
| Legal Subdivision | WHITEFORD SECTION 3 |
| Legal Block | N |
| Legal Lot Number | 34 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | LEXINGTON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 21032 |
309 Gemstone Ct is owned and occupied by two individuals who bought it in September 2026.
Source: Lexington County records, as of September 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 GEMSTONE CT, LEXINGTON, SC 29072-7693 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2026 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Jul 3, 2017 | Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS MORTGAGE ENTERPRISES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2026 · Amount on File |
| Deed Sale | Sep 3, 2026 · Amount on File |
| Prior Sale | Jul 3, 2017 · Amount on File |
| Deed Document Number | 202637226 |
| Deed Book / Page | 21242 / 1777 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Sep 3, 2026 |
| Property Address | 309 GEMSTONE CT, LEXINGTON, SC 29072-7693 |
| Document Number | 0000037226 |
| Book / Page | 21242 / 1777 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 202637226 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75,497.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 GEMSTONE CT, LEXINGTON, SC 29072-7693 |
| Document Number | 0000037227, |
|---|---|
| Date | Sep 3, 2026 |
| Instrument | 202637227 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Jul 3, 2017 |
| Property Address | 309 GEMSTONE CT, LEXINGTON, SC 29072-7693 |
| Document Number | 1931900262 |
| Book / Page | 19319 / 262 |
| Map Reference | PL 244 PG 18 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 2017031382 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $575.35 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 309 GEMSTONE CT, LEXINGTON, SC 29072-7693 |
| Document Number | 1931900266 |
|---|---|
| Date | Jul 3, 2017 |
| Book Page | 19319/266 |
| Instrument | 2017031383 |
| Name | HOMEOWNERS MORTGAGE ENTERPRISES INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, SC 29205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 309 Gemstone Ct was $1,080, up 9.1% from the year before.
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Unified School District | Lexington School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,080.00 (+9.09%) | $6,625 (-) Land $1,600 Building $5,025 | |
| 2024 | $990.00 (+4.43%) | $6,625 (-) Land $1,600 Building $5,025 | $165,624 (-) Land $40,000 Building $125,624 |
| 2023 | $948.00 | $6,625 Land $1,600 Building $5,025 | $165,624 Land $40,000 Building $125,624 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 309 Gemstone Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 309 Gemstone Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEXINGTON TOWN OF (3210001) serves 24,284 people · EPA ID SC3210001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 300 / 20 |
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