Lexington County property record for 305 Gemstone Ct, Lexington, SC 29072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,482 sqft · built 1994 |
| Lot Size | 0.255 acres (11,101 sqft) |
| Owner | Individual Name on File |
| Last Sale | $349,900 (Jun 2026) |
| Tax Bill | $1,565 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jan 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003439-03-016 |
| Primary APN | 003439-03-016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,482 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Roof Material | Shingle |
| Lot Area | 11,101 sqft (0.255 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 305 GEMSTONE CT |
|---|---|
| City | LEXINGTON |
| State | SC |
| Zip | 29072-7693 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Description | WHITEFORD SEC III LOT 35 BLK N PH I |
| Legal Subdivision | WHITEFORD |
| Legal Block | N |
| Legal Lot Number | 35 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | LEXINGTON |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 21032 |
305 Gemstone Ct is owned and occupied by an individual who bought it in June 2026.
Source: Lexington County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 305 GEMSTONE CT, LEXINGTON, SC 29072-7693 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed, Transfer · Conventional Mortgage NBKC BANK |
| Jan 11, 2021 | Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Mar 2, 2020 | Deed, Transfer · Conventional Mortgage WILMINGTON SAVINGS FUND SOCIETY FSB |
| Sep 1, 2017 | Deed, Transfer · VA Mortgage MIDLAND MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2026 · Amount on File |
| Deed Sale | Jun 22, 2026 · Amount on File |
| Prior Sale | Jan 11, 2021 · Amount on File |
| Deed Document Number | 202625727 |
| Deed Book / Page | 21229 / 278 |
| Prior Transfer Date | Jun 24, 2014 |
| Prior Transfer Doc | 1705100255 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Jun 22, 2026 |
| Property Address | 305 GEMSTONE CT, LEXINGTON, SC 29072-7693 |
| Document Number | 0000025727 |
| Book / Page | 21229 / 278 |
| Instrument Date | Jun 19, 2026 |
| Instrument | 202625727 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $91,883.74 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 GEMSTONE CT, LEXINGTON, SC 29072-7693 |
| Document Number | 0000025728, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 202625728 |
| Name | NBKC BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Jan 11, 2021 |
| Property Address | 305 GEMSTONE CT, LEXINGTON, SC 29072-7693 |
| Document Number | 2091600349 |
| Book / Page | 20916 / 349 |
| Map Reference | MB 249 PG 160&161 |
| Instrument Date | Jan 8, 2021 |
| Instrument | 2021001582 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $888.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 305 GEMSTONE CT, LEXINGTON, SC 29072-7693 |
| Document Number | 2021001583 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 2021001583 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Mar 2, 2020 |
| Property Address | 305 GEMSTONE CT, LEXINGTON, SC 29072-7693 |
| Document Number | 2085905101 |
| Book / Page | 20859 / 5101 |
| Map Reference | MB 267 PG 664 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 2020008948 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $849.15 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 GEMSTONE CT, LEXINGTON, SC 29072-7693 |
| Document Number | 2020008949 |
|---|---|
| Date | Mar 2, 2020 |
| Instrument | 2020008949 |
| Name | WILMINGTON SAVINGS FUND SOCIETY FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Sep 1, 2017 |
| Property Address | 305 GEMSTONE CT, LEXINGTON, SC 29072-7693 |
| Document Number | 1946500275 |
| Book / Page | 19465 / 275 |
| Map Reference | PL 249 PG 161 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 2017042325 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $817.70 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 305 GEMSTONE CT, LEXINGTON, SC 29072-7693 |
| Document Number | 1946500279 |
|---|---|
| Date | Sep 1, 2017 |
| Book Page | 19465/279 |
| Instrument | 2017042326 |
| Name | MIDLAND MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, SC 29201 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2047 |
The 2025 property tax bill for 305 Gemstone Ct was $1,565, up 9.2% from the year before.
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Unified School District | Lexington School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,565.00 (+9.21%) | ||
| 2024 | $1,433.00 (+4.45%) | $9,600 (-) Land $1,600 Building $8,000 | $240,000 (-) Land $40,000 Building $200,000 |
| 2023 | $1,372.00 | $9,600 Land $1,600 Building $8,000 | $240,000 Land $40,000 Building $200,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 305 Gemstone Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 Gemstone Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEXINGTON TOWN OF (3210001) serves 24,284 people · EPA ID SC3210001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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