305 Fish Hawk Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 305 Fish Hawk Dr, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,200 sqft · built 2006
Lot Size	0.177 acres (7,706 sqft)
Owner	Individual Name on File
Last Sale	$199,000 (Jan 2019)
Tax Bill	$2,740 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-24-690595-000020`

Property Details

APN / Parcel Number

Primary APN	`26-29-24-690595-000020`
Alternative APNs	`242926690595000020` `42926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,200 sqft Living Area
Gross Area	2,820 sqft
1st Floor Area	1,200 sqft
Upper Floors Area	1,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	7,706 sqft (0.177 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	620 sqft
Porch	Screened/Unfinished Porch
Porch Area	304 sqft

Location & Zoning

Street Address	305 FISH HAWK DR
City	WINTER HAVEN
State	FL
Zip	33884-4175
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HART LAKE COVE PHASE II PB 136 PGS 37 & 38 LOT 2
Legal Range	26E
Legal Township	29S
Legal Section	24
Legal Subdivision	HART LAKE COVE PHASE II
Legal Phase	II
Legal Tract	690595
Legal Block	2
Legal Lot Number	2
Jurisdiction	POLK FL
Township / Civil Division	LAKE WALES
Census Block Group	2
Census Block	2000
Census Tract	14401

Owner

305 Fish Hawk Dr is owned and occupied by an individual who bought it in January 2019.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	305 FISH HAWK DR, WINTER HAVEN, FL 33884-4175
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2019 · Amount on File
Deed Sale	Jan 9, 2019 · Amount on File
Prior Sale	Oct 4, 2006 · Amount on File
Deed Document Number	20195087
Deed Book / Page	10719 / 472
Record Updated	Oct 29, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 9, 2019
Property Address	305 FISH HAWK DR, WINTER HAVEN, FL 33884-4175
Document Number	0107190472
Book / Page	010719 / 000472
Instrument Date	Jan 2, 2019
Instrument	5087
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,393.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	305 FISH HAWK DR WINTER HAVEN FL 338844175, WINTER HAVEN, FL 33884-4175

Mortgage

Document Number	107190473
Date	Jan 9, 2019
Book Page	010719/000473
Instrument	5088

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 305 Fish Hawk Dr was $2,740 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,275 (+2.7%)	$255,426 (-1.65%) Land $52,000 Building $203,426
2025	$2,740.00 Homeowner's exemption	$195,010	$259,707 Land $52,000 Building $207,707
2023	$2,571.00 (-0.54%) Homeowner's exemption	$183,994 (+3%)	$252,746 (+13.11%) Land $50,000 Building $202,746
2022	$2,585.00 Homeowner's exemption	$178,635	$223,444 Land $42,000 Building $181,444

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Fish Hawk Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Fish Hawk Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20