St. Charles County property record for 309 Estate Dr, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,165 sqft · built 1999 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Oct 2013) |
| Tax Bill | $4,273 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | A982001064 |
| Primary APN | A982001064 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,165 sqft Living Area |
| Gross Area | 3,762 sqft |
| 1st Floor Area | 1,180 sqft |
| Basement Area | 1,156 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 230 sqft |
| Deck Area | Deck Area |
| Patio Area | 180 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | A982001064 |
|---|---|
| Street Address | 309 ESTATE DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-4381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE9 |
| Legal Description | HIGHGROVE PL #2 LOT 245 |
| Legal Subdivision | HIGHGROVE PL #2 |
| Legal Lot Number | 245 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | O'FALLON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 311604 |
309 Estate Dr is owned and occupied by two individuals who bought it in October 2013.
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 ESTATE DR, O FALLON, MO 63366-4381 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2013 · Amount on File |
| Deed Sale | Oct 22, 2013 · Amount on File |
| Prior Sale | Dec 28, 2012 · Amount on File |
| Deed Document Number | 2013814170 |
| Deed Book / Page | 6110 / 510 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 309 Estate Dr was $4,273.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,567 (-) | $350,354 (-) Land $65,000 Building $285,354 | |
| 2025 | $4,273.00 | $66,567 | $350,354 Land $65,000 Building $285,354 |
| 2023 | $61,532 | ||
| 2022 | $323,851 Land $50,000 Building $273,851 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 309 Estate Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 309 Estate Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OFALLON PWS serves 32,515 people · EPA ID MO6010588 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Gateway Fiber.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures