302 Estate Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 302 Estate Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,199 sqft · built 1999
Lot Size	0.27 acres (11,761 sqft)
Owner	Company Name on File
Tax Bill	$4,379 (2025)
Deeds & Mortgages	Jul 2021 Sale Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A982000951`

Property Details

APN / Parcel Number

Primary APN	`A982000951`
Alternative APN	`2-0098-7816-00-0132.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,199 sqft Living Area
Gross Area	4,274 sqft
1st Floor Area	1,227 sqft
Basement Area	1,161 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	914 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	45 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A982000951
Street Address	302 ESTATE DR
City	O FALLON
State	MO
Zip	63366-4380
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	HIGHGROVE PL #2 LOT 132
Legal Subdivision	HIGHGROVE PL #2
Legal Lot Number	132
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2000
Census Tract	311604

Owner

302 Estate Dr is owned by a company that acquired it in January 2023.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Company Name on File
Mailing Address	120 S RIVERSIDE PLZ, 2000, CHICAGO, IL 60606-6995
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Warranty Deed, Transfer NOT AVAILABLE, UST
Sep 3, 2019	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2023
Deed Sale	Jan 26, 2023
Prior Sale	Jul 27, 2021 · Amount on File
Deed Document Number	20233164
Prior Transfer Date	Mar 24, 2016
Prior Transfer Doc	0000187140
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 27, 2021
Property Address	302 ESTATE DR, O FALLON, MO 63366-4380
Document Number	0000062935
Map Reference	MB 34 PG 226
Instrument Date	Jul 20, 2021
Instrument	2021R-062935
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NOT AVAILABLE, UST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 S RIVERSIDE PLZ, CHICAGO, IL 60606-3913
Investor	Possibly a Property Investor

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 3, 2019
Property Address	302 ESTATE DR, O FALLON, MO 63366-4380
Document Number	0000472150
Book / Page	7134 / 2409
Map Reference	MB 34 PG 226
Instrument Date	Aug 29, 2019
Instrument	20190903000472150
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1182 HACKMANN RD, 1182, O FALLON, MO 63366-4721

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	302 ESTATE DR, O FALLON, MO 63366-4380

Mortgage

Document Number	0000472160
Date	Sep 3, 2019
Instrument	20190903000472160

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 302 Estate Dr was $4,379, up 4.9% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,231 (-)	$359,110 (-) Land $65,000 Building $294,110
2025	$4,379.00 (+4.91%)	$68,231	$359,110 Land $65,000 Building $294,110
2024	$4,174.00
2023		$63,141
2022			$332,321 Land $50,000 Building $282,321

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 302 Estate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Estate Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Gateway Fiber.

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