Bergen County and Oradell Borough property record for 309 Elm St, Oradell, NJ 07649
| Property Type | Single Family Home |
|---|---|
| Details | 1,276 sqft · built 1928 |
| Lot Size | 0.178 acres (7,736 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $640,000 (Jun 2023) |
| Tax Bill | $15,622 (2025) |
| Deeds & Mortgages | Jun 2023 Sale Feb 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-01207-0000-00016 |
| Primary APN | 44-01207-0000-00016 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,276 sqft Living Area |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,736 sqft (0.178 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Account Number | 039500 |
|---|---|
| Street Address | 309 ELM ST |
| City | ORADELL |
| State | NJ |
| Zip | 07649-2261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | .1776 |
| Legal Block | 1207 |
| Legal Lot Number | 16 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ORADELL |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 40002 |
Source: Bergen County and Oradell Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 309 ELM ST, ORADELL, NJ 07649-2261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2023 | Deed, Transfer SAND LANE TITLE AGENCY LLC, SAFELAND TITLE AGENCY LLC |
| Feb 25, 2021 | Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Jun 15, 2018 | Deed with Mortgage, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2023 · Amount on Record |
| Deed Sale | Jun 27, 2023 · Amount on Record |
| Prior Sale | Feb 25, 2021 · Amount on Record |
| Deed Document Number | 202342202 |
| Deed Book / Page | 5024 / 1714 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 27, 2023 |
| Property Address | 309 ELM ST, ORADELL, NJ 07649-2261 |
| Document Number | 0050241714 |
| Book / Page | 5024 / 1714 |
| Instrument Date | Jun 15, 2023 |
| Instrument | 2023042202 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2023 |
| Title Company | SAND LANE TITLE AGENCY LLC, SAFELAND TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,609.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1103 WASHINGTON ST APT 2, 2, HOBOKEN, NJ 07030-5361 |
| Name | Verified Name |
|---|---|
| Address | 309 ELM ST, ORADELL, NJ 07649-2261 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 25, 2021 |
| Property Address | 309 ELM ST, ORADELL, NJ 07649-2261 |
| Document Number | 0039770204 |
| Book / Page | 3977 / 204 |
| Instrument Date | Dec 18, 2020 |
| Instrument | 2021025428 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | FOUNDATION TITLE AGENCY, FOUNDATION TTL LLC HACKENSAC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,708.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 291 JAMES STREET, 291, MONROE TOWNSHIP, NJ |
| Name | Verified Name |
|---|---|
| Address | 309 ELM ST, ORADELL, NJ 07649-2261 |
| Document Number | 2021025429 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 2021025429 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 15, 2018 |
| Property Address | 309 ELM ST, ORADELL, NJ 07649-2261 |
| Document Number | 0029671784 |
| Book / Page | 002967 / 001784 |
| Instrument Date | May 29, 2018 |
| Instrument | 41923 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2018 |
| Title Company | SAND LANE TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $415.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 IROQUOIS TRL DENVILLE NJ 078341146, DENVILLE, NJ 07834-1146 |
| Document Number | 29671793 |
|---|---|
| Date | Jun 15, 2018 |
| Book Page | 002967/001793 |
| Instrument | 41923 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2048 |
Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oradell Borough |
| Elementary School District | Oradell Borough School District (KG - 06) |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $706,900 (+3.85%) Land $402,400 Building $304,500 | $706,900 (+3.85%) Land $402,400 Building $304,500 | |
| 2025 | $15,622.00 (+6.7%) | $680,700 (+25.36%) Land $379,400 Building $301,300 | $680,700 (+25.36%) Land $379,400 Building $301,300 |
| 2024 | $14,641.00 (+5.52%) | ||
| 2023 | $543,000 (+4.64%) Land $269,200 Building $273,800 | $543,000 (+4.64%) Land $269,200 Building $273,800 | |
| 2022 | $13,875.00 (+0.43%) | $518,900 Land $259,200 Building $259,700 | $518,900 Land $259,200 Building $259,700 |
| 2021 | $13,815.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 23 (1980–2023) |
| Claims Outside the SFHA | 5 of 23 |
| Most Recent Claim | Dec 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures