307 Elm St, Oradell, NJ 07649 Property Records

Bergen County and Oradell Borough property record for 307 Elm St, Oradell, NJ 07649

Property Summary

Property Type	Single Family Home
Details	1,980 sqft · built 1954
Lot Size	0.492 acres (21,418 sqft)
Owner	2 Individual Names on Record
Tax Bill	$17,844 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-01207-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`44-01207-0000-00017`
Alternative APNs	`440120700017` `040100`

Interior

Stories	1 Story
Building Area	1,980 sqft Living Area
1st Floor Area	1,980 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	21,418 sqft (0.492 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	040100
Street Address	307 ELM ST
City	ORADELL
State	NJ
Zip	07649-2261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	.4917
Legal Block	1207
Legal Lot Number	17
Jurisdiction	BERGEN NJ
Township / Civil Division	ORADELL
Census Block Group	1
Census Block	1004
Census Tract	40002

Owner

Source: Bergen County and Oradell Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	307 ELM ST, ORADELL, NJ 07649-2261
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	307 ELM ST, ORADELL, NJ 07649-2261
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038441969
Date	Dec 2, 2020
Book Page	3844/1969
Instrument	20-127118

Lender

Name	JERSEY MORTGAGE CO
Type	Mortgage Company
Address	CRANFORD, NJ 07016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Oradell Borough
Elementary School District	Oradell Borough School District (KG - 06)
Secondary School District	River Dell Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$820,700 (+5.56%) Land $459,400 Building $361,300	$820,700 (+5.56%) Land $459,400 Building $361,300
2025	$17,844.00 (+4.99%)	$777,500 (+25.04%) Land $426,900 Building $350,600	$777,500 (+25.04%) Land $426,900 Building $350,600
2024	$16,996.00 (+6.66%)
2023		$621,800 Land $311,900 Building $309,900	$621,800 Land $311,900 Building $309,900
2022	$15,934.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	23 (1980–2023)
Claims Outside the SFHA	5 of 23
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20