305 E Main St, Spencer, WI 54479 Property Records

Marathon County property record for 305 E Main St, Spencer, WI 54479

Property Summary

Property Type	Single Family Home
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$134,900 (May 2025)
Tax Bill	$1,761 (2025)
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181-2602-053-1118`

Property Details

APN / Parcel Number

Primary APN	`181-2602-053-1118`
Alternative APN	`56-0320-031-003-00-00`

Exterior

Lot Area	4,792 sqft (0.11 acres)

Location & Zoning

Street Address	305 E MAIN ST
City	SPENCER
State	WI
Zip	54479-9335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT OF IRENE - E 50' OF LOT 3 BLK 31 -- EX S 28' OF W 14' THRF
Legal Range	02
Legal Township	26
Legal Section	05
Legal Quarter	SW
Legal Subdivision	PLAT OF IRENE
Legal Block	31
Legal Lot Number	3
Jurisdiction	MARATHON WI
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2019
Census Tract	2101

Owner

Source: Marathon County records · APN 181-2602-053-1118

Assessment roll updated January 1, 2024 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	305 E MAIN ST, SPENCER, WI 54479-9335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 28, 2025 · Amount on Record
Deed Sale	May 28, 2025 · Amount on Record
Prior Sale	Sep 06, 2017
Deed Document Number	1917585
Record Updated	Jun 08, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARATHON WI
Recording Date	Sep 06, 2017
Property Address	305 E MAIN ST, SPENCER, WI 54479-9335
Document Number	0001743674
Instrument Date	Aug 29, 2017
Instrument	1743674
Transaction Type	Transfer
Record Updated	Apr 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 E MAIN ST, SPENCER, WI 54479-9335

Mortgage

Document Number	0001743675
Date	Sep 06, 2017
Instrument	1743675

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2047

Tax Assessment & Valuation

Source: Marathon County records · Assessment roll updated January 1, 2024 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Marathon County
Municipality	Spencer Village
Unified School District	Spencer School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,761.00 (+23.93%)	$96,400 (-) Land $4,600 Building $91,800	$122,392 (+17.58%) Land $5,840 Building $116,552
2023	$1,421.00 Homeowner's exemption	$96,400 Land $4,600 Building $91,800	$104,095 Land $4,967 Building $99,128

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Country Wireless Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 201 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPENCER WATERWORKS serves 1,848 people
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.