309 E Commerce St, Oak City, NC 27857 Property Records

Martin County property record for 309 E Commerce St, Oak City, NC 27857

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,792 sqft · built 1922
Lot Size	0.334 acres (14,561 sqft)
Owner	2 Individual Names on Record
Last Sale	$19,000 (Jul 2009)
Tax Bill	$1,009 (2025)
Deeds & Mortgages	Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`5801-20-3246`

Property Details

APN / Parcel Number

Primary APN	`5801-20-3246`
Alternative APN	`1001278`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,792 sqft Living Area
1st Floor Area	896 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	14,561 sqft (0.334 acres)
Garage Area	160 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	1001278
Street Address	309 E COMMERCE ST
City	OAK CITY
State	NC
Zip	27857-9694
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	TEN 309 E COMMERCE S
Legal Subdivision	SURVEY FOR ETHEL COX
Jurisdiction	MARTIN NC
Township / Civil Division	GOOSE NEST
Census Block Group	2
Census Block	2048
Census Tract	970400

Owner

Source: Martin County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4150 BEAR GRASS RD, WILLIAMSTON, NC 27892-8270
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2009 · Amount on Record
Deed Sale	Jul 15, 2009 · Amount on Record
Prior Sale	Nov 14, 2005 · Amount on Record
Deed Document Number	200923-906-0638
Deed Book / Page	J-23 / 906
Prior Transfer Date	Sep 11, 2005
Prior Transfer Doc	000C21/029
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN NC
Recording Date	Oct 21, 2019
Property Address	309 E COMMERCE ST, OAK CITY, NC 27857-9694
Document Number	000027/551
Book / Page	27 / 551
Instrument Date	Oct 5, 2019
Instrument	1876
Transaction Type	Transfer
Record Updated	Aug 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4150 BEAR GRASS RD, WILLIAMSTON, NC 27892-8270

Tax Assessment & Valuation

Source: Martin County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Martin County
Municipality	Oak City Town
Unified School District	Martin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,560 (-)	$77,560 (-)
2025	$1,009.00 (+50.15%)	$77,560 (+104.75%) Land $6,770 Building $70,790	$77,560 (+104.75%) Land $6,770 Building $70,790
2023	$672.00	$37,880 Land $6,120 Building $31,760	$37,880 Land $6,120 Building $31,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2010 · Severe Storms, Flooding, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO WATER & SEWER DIST I serves 2,245 people · EPA ID NC6059003
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000