Martin County property record for 308 E Commerce St, Oak City, NC 27857
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,856 sqft · built 1935 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $80,000 (Jul 1999) |
| Tax Bill | $1,857 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5801-20-1368 |
| Primary APN | 5801-20-1368 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,856 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Area | 480 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1000879 |
|---|---|
| Street Address | 308 E COMMERCE ST |
| City | OAK CITY |
| State | NC |
| Zip | 27857-9694 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 308 E COMMERCE ST |
| Jurisdiction | MARTIN NC |
| Township / Civil Division | GOOSE NEST |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 970400 |
Source: Martin County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 308 E COMMERCE ST, OAK CITY, NC 27857-9694 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 1999 · Amount on Record |
| Deed Sale | Jul 1, 1999 · Amount on Record |
| Deed Book / Page | Z-16 / 626 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN NC |
| Property Address | 308 E COMMERCE ST, OAK CITY, NC 27857-9694 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000Q28/801 |
|---|---|
| Date | Aug 10, 2021 |
| Book Page | Q-28/801 |
| Instrument | 1674 |
| Name | AFFILIATED MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | ROCKY MOUNT, NC 27804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Martin County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Martin County |
| Municipality | Oak City Town |
| Unified School District | Martin County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $158,300 (-) | $158,300 (-) | |
| 2025 | $1,857.00 (+51.1%) | $158,300 (+92.88%) Land $6,560 Building $151,740 | $158,300 (+92.88%) Land $6,560 Building $151,740 |
| 2023 | $1,229.00 | $82,070 Land $5,930 Building $76,140 | $82,070 Land $5,930 Building $76,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2010 · Severe Storms, Flooding, And Straight-line Winds |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO WATER & SEWER DIST I serves 2,245 people · EPA ID NC6059003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
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