309 Division St, Jefferson, SD 57038 Property Records

Union County property record for 309 Division St, Jefferson, SD 57038 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,216 sqft · built 1927
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$167,500 (Feb 2022)
Tax Bill	$2,722 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04.11.01.1015`

Property Details

APN / Parcel Number

Primary APN	`04.11.01.1015`

Interior

Bedrooms	3 Beds
Stories	2 Stories
Building Area	1,216 sqft Living Area
Gross Area	924 sqft
Basement Area	416 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	309 DIVISION ST
City	JEFFERSON
State	SD
Zip	57038-2020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE1/2 OF LOT 3 BLK 1 BERNARDS 1ST ADD JEFF CITY
Legal Subdivision	BERNARDS 1ST ADD
Legal Block	1
Legal Lot Number	3
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1073
Census Tract	20302

Owner

Source: Union County records · APN 04.11.01.1015

Assessment roll updated October 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 352, JEFFERSON, SD 57038-0352
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 02, 2022 · Amount on Record
Deed Sale	Feb 02, 2022 · Amount on Record
Prior Sale	Aug 01, 2005 · Amount on Record
Record Updated	Jun 08, 2026

February 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Feb 18, 2022
Property Address	309 DIVISION ST, JEFFERSON, SD 57038-2020
Document Number	0000112/99
Book / Page	112 / 99
Instrument Date	Feb 02, 2022
Instrument	220529
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$167.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48150 COUNTY ROAD 1B, 48150, JEFFERSON, SD 57038-6801

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	309 DIVISION ST, JEFFERSON, SD 57038-2020

Mortgage

Document Number	0000180146
Date	Feb 18, 2022
Instrument	180/146

Lender

Name	CORTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated October 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
Municipality	Jefferson City
Unified School District	Elk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,722.00 (-0.18%)	$164,691 (+2.39%) Land $14,611 Building $150,080
2024	$2,727.00 (-2.43%)
2023	$2,795.00 (-2.95%)	$160,839 Land $10,759 Building $150,080
2022	$2,880.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (46127C), updated May 31, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 461270203021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Nearby Flood Policies	5 in force 4 of 5 on primary residences
Nearby Flood Claims	5 (2014–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 2024, river or lake flooding, Severe Storms, Straight-line Winds, And Flooding
Flood Events	Severe Storms, Straight-line Winds, And Flooding (Jun 2024), 2 claims Severe Storms, Tornadoes, And Flooding (Jun 2014), 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.