304 Division St, Jefferson, SD 57038 Property Records

Union County property record for 304 Division St, Jefferson, SD 57038

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,144 sqft · built 1915
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on File
Last Sale$98,000 (Aug 2016)
Tax Bill$2,263 (2025)
Deeds & MortgagesApr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN04.10.08.1045

Property Details

APN / Parcel Number

Primary APN04.10.08.1045

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,144 sqft Living Area
Gross Area1,104 sqft
Basement Area552 sqft
Unfinished Basement552 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral

Location & Zoning

Street Address304 DIVISION ST
CityJEFFERSON
StateSD
Zip57038-2020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 BLK 8 LIMOGES JEFF CITY
Legal SubdivisionLIMOGES ADDITION
Legal Block8
Legal Lot Number14
Legal Unit1
JurisdictionUNION SD
Township / Civil DivisionJEFFERSON
Census Block Group1
Census Block1076
Census Tract20302

Owner

Source: Union County records · APN 04.10.08.1045

Assessment roll updated October 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address304 DIVISION ST, JEFFERSON, SD 57038-2020
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 02, 2016 · Amount on Record
Deed SaleAug 02, 2016 · Amount on Record
Deed Document Number20163151
Deed Book / Page106 / 503
Record UpdatedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION SD
Property Address304 DIVISION ST, JEFFERSON, SD 57038-2020
Transaction TypeMortgage
Record UpdatedMay 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000180/309
DateApr 19, 2022
Book Page180/309
Instrument221138
Lender
NameBANKFIRST
TypeBank
AddressSOUTH SIOUX CITY, NE 68776
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 01, 2042

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated October 6, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyUnion County
MunicipalityJefferson City
Unified School DistrictElk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,263.00 (-0.22%)$136,983 (+12.28%) Land $14,611 Building $122,372
2024$2,268.00 (+6.98%)
2023$2,120.00 (+6.11%)$122,006 Land $10,759 Building $111,247
2022$1,998.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 31, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims5 (2014–2024)
Claims Outside the SFHA2 of 5
Most Recent ClaimJun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2014 · 2 claims

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Long Lines
Cable · Fiber in parts of the area
1,500 / 50
Midcontinent Communications
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T.

Based on FCC filings for 175 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemJEFFERSON
serves 475 people
Water SourceGroundwater
Last State InspectionAug 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Division St

Nearby Streets

Search Property Records by Address or Parcel Number