309 Derick, Fate (Royse City), TX 75189 Property Records

Rockwall County property record for 309 Derick, Fate, TX 75189

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,095 sqft · built 2006
Lot Size0.862 acres (37,536 sqft)
Owner2 Individual Names on Record
Last Sale$208,800 (Mar 2007)
Tax Bill$4,416 (2025)
Deeds & MortgagesDec 2023 Line of Credit
May 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN5003000A0031000R

Property Details

APN / Parcel Number

Primary APN5003000A0031000R
Alternative APNs
  • R63861
  • 63861

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,095 sqft Living Area
Gross Area2,615 sqft
1st Floor Area2,095 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area37,536 sqft (0.862 acres)
Lot Dimensions272 ft deep x 138 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area116 sqft
Storage Building100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Street Address309 DERICK
CityFATE
StateTX
Zip75189-6202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSLEEPY HOLLOW PHASE IIIB, BLOCK A, LOT 31
Legal SubdivisionSLEEPY HOLLOW PHASE IIIB
Legal Phase3B
Legal Tract31
Legal BlockA
Legal Lot Number31
JurisdictionROCKWALL TX
Township / Civil DivisionNORTHEAST ROCKWALL
Census Block Group2
Census Block2006
Census Tract40409

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address309 DERICK, FATE, TX 75189-6202
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2023Deed of Trust, Mortgage · Line of Credit
CREDIT UNION OF TEXAS
May 11, 2021Deed of Trust, Mortgage · Line of Credit
CREDIT UNION OF TEXAS
Dec 13, 2018Deed of Trust, Mortgage · Line of Credit
CREDIT UNION/TX

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 23, 2007 · Amount on Record
Deed SaleMar 23, 2007 · Amount on Record
Deed Document Number2007374536
Deed Book / Page4992 / 308
Prior Transfer DateMar 16, 2007
Prior Transfer Doc0000374536
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKWALL TX
Property Address309 DERICK, FATE, TX 75189-6202
Transaction TypeMortgage
Record UpdatedDec 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020992
DateDec 13, 2023
Instrument20230000020992
Lender
NameCREDIT UNION OF TEXAS
TypeCredit Union
AddressALLEN, TX 75013
Agreement
TypeLine of Credit
AmountAmount Recorded
Term236 Months
DueAug 5, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKWALL TX
Property Address309 DERICK, FATE, TX 75189-6202
Transaction TypeMortgage
Record UpdatedSep 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012502
DateMay 11, 2021
Instrument20210000012502
Lender
NameCREDIT UNION OF TEXAS
TypeCredit Union
AddressALLEN, TX 75013
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 5, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKWALL TX
Property Address309 DERICK, FATE, TX 75189-6202
Document Number0000000544
Instrument DateDec 13, 2018
Transaction TypeMortgage
Record UpdatedJan 29, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address309 DERRICK FATE TX 751896202, FATE, TX 75189-6202

Mortgage

Document Number0000000544
DateJan 15, 2019
Instrument544
Lender
NameCREDIT UNION/TX
TypeCredit Union
AddressDALLAS, TX 75251
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJan 14, 2039
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityFate City
CountyRockwall County
Unified School DistrictRoyse City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$365,294 (+6.34%) Land $160,000 Building $205,294$365,294 (+6.34%) Land $160,000 Building $205,294
2025$4,416.00 (+2.15%) Homeowner's exemption$343,524 (-3.03%) Land $137,872 Building $205,652$343,524 (-3.03%) Land $137,872 Building $205,652
2024$4,323.00 (-6.85%)
2023$354,269 Land $165,446 Building $188,823$354,269 Land $165,446 Building $188,823
2021$4,641.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FATE
serves 29,285 people · EPA ID TX1990006
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionFeb 2025
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Peoples Communications
Fiber · Fixed Wireless
1,000 / 1,000
Optimum
Cable
940 / 35
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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