302 Derick, Fate (Royse City), TX 75189 Property Records

Rockwall County property record for 302 Derick, Fate, TX 75189

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,719 sqft · built 2022
Lot Size2.06 acres (90,091 sqft)
Owner2 Individual Names on File
Last Sale$542,920 (Apr 2025)
Tax Bill$3,611 (2025)
Deeds & MortgagesOct 2026 Construction Loan
Oct 2026 Construction Loan
+ 4 more
Flood ZoneZone X (minimal risk)
APN5003000A0026000R

Property Details

APN / Parcel Number

Primary APN5003000A0026000R
Alternative APNs
  • R63854
  • 63854

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,719 sqft Living Area
Gross Area3,458 sqft
1st Floor Area2,719 sqft
FlooringTerrazzo
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypeConcrete
Roof TypeFlat
Roof MaterialComposition Shingle
Lot Area90,091 sqft
Lot Dimensions330 ft deep x 273 ft wide
Garage TypeAttached
Garage Area496 sqft
PorchCovered Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address302 DERICK
CityFATE
StateTX
Zip75189-6203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSLEEPY HOLLOW PHASE IIIB, BLOCK A, LOT 26
Legal SubdivisionSLEEPY HOLLOW PHASE IIIB
Legal Phase3B
Legal Tract26
Legal BlockA
Legal Lot Number26
JurisdictionROCKWALL TX
Township / Civil DivisionNORTHEAST ROCKWALL
Census Block Group2
Census Block2006
Census Tract40409

Owner

302 Derick is owned and occupied by two individuals who bought it in April 2025.

Source: Rockwall County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address302 DERICK, FATE, TX 75189-6203
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2026Deed of Trust, Mortgage · Construction Mortgage
FEDERAL SAVINGS BANK
Oct 6, 2026Deed of Trust, Mortgage · Construction Mortgage
FEDERAL SAVINGS BANK
Apr 28, 2025Vendor's Lien, Transfer · VA Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Sep 18, 2023Warranty Deed, Transfer
Aug 11, 2023Vendor's Lien, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jan 28, 2020Warranty Deed, Transfer
FAIR TX TITLE COMPANY, FAIR TX TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2025 · Amount on File
Deed SaleApr 28, 2025 · Amount on File
Prior SaleSep 18, 2023
Deed Document Number20257330
Prior Transfer DateMar 3, 2009
Prior Transfer Doc0000412535
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKWALL TX
Recording DateOct 14, 2026
Property Address302 DERICK, FATE, TX 75189-6203
Document Number0000019477
Instrument DateSep 29, 2026
Instrument202619477
Transaction TypeMortgage
Record UpdatedOct 22, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 DERICK, FATE, TX 75189-6203

Mortgage

Document Number0000019477,
DateOct 14, 2026
Instrument202619477
Lender
NameFEDERAL SAVINGS BANK
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueOct 31, 2027
Interest
Max Rate-1%

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKWALL TX
Recording DateOct 6, 2026
Property Address302 DERICK, FATE, TX 75189-6203
Document Number0000018965
Instrument DateSep 29, 2026
Instrument202618965
Transaction TypeMortgage
Record UpdatedOct 16, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 DERICK, FATE, TX 75189-6203

Mortgage

Document Number0000018965,
DateOct 6, 2026
Instrument202618965
Lender
NameFEDERAL SAVINGS BANK
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueNov 1, 2027
Interest
Rate TypeBalloon
Initial TypeBalloon
Max Rate-1%

April 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionROCKWALL TX
Recording DateApr 28, 2025
Property Address302 DERICK, FATE, TX 75189-6203
Document Number0000007330
Map ReferenceCAB F SL 285
Instrument DateApr 24, 2025
Instrument20250000007330
Transaction TypeTransfer
Record UpdatedOct 17, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 DERICK, FATE, TX 75189-6203

Mortgage

Document Number0000007331
DateApr 28, 2025
Instrument20250000007331
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2055

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROCKWALL TX
Recording DateSep 18, 2023
Property Address302 DERICK, FATE, TX 75189-6203
Document Number0000015662
Map ReferenceCAB F SL 285
Instrument DateAug 11, 2023
Instrument20230000015662
Transaction TypeTransfer
Record UpdatedOct 3, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 DERICK, FATE, TX 75189-6203

August 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionROCKWALL TX
Recording DateAug 11, 2023
Property Address302 DERICK, FATE, TX 75189-6203
Document Number0000013391
Map ReferenceCAB F SL 285
Instrument DateAug 10, 2023
Instrument20230000013391
Transaction TypeTransfer
Record UpdatedOct 3, 2023
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 DERICK, FATE, TX 75189-6203

Mortgage

Document Number0000013392
DateAug 11, 2023
Instrument20230000013392
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROCKWALL TX
Recording DateJan 28, 2020
Property Address302 DERICK, FATE, TX 75189-6203
Document Number0000001722
Instrument DateJan 24, 2020
Instrument1722
Transaction TypeTransfer
Record UpdatedFeb 14, 2020
Title CompanyFAIR TX TITLE COMPANY, FAIR TX TITLE CO

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address304 S VIRGINIA ST TERRELL TX 751603718, TERRELL, TX 75160-3718

Tax Assessment & Valuation

The 2025 property tax bill for 302 Derick was $3,611, down 64.9% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityFate City
CountyRockwall County
Unified School DistrictRoyse City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$584,490 (-10.91%) Land $160,000 Building $424,490$584,490 (-10.91%) Land $160,000 Building $424,490
2025$3,611.00 (-64.95%)$656,037 Land $231,638 Building $424,399$656,037 Land $231,638 Building $424,399
2024$10,301.00
2023$498,151 (+206.67%) Land $277,966 Building $220,185$498,151 (+206.67%) Land $277,966 Building $220,185
2022$162,440 Land $162,440$162,440 Land $162,440
2021$2,069.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 302 Derick in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 302 Derick is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FATE
serves 29,285 people · EPA ID TX1990006
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionFeb 2025
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Peoples Communications
Fiber · Fixed Wireless
1,000 / 1,000
Optimum
Cable
940 / 35
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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