309 Deerfield Dr, Lugoff, SC 29078 Property Records

Kershaw County property record for 309 Deerfield Dr, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	3,525 sqft · built 1987
Lot Size	3.01 acres (131,116 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Oct 2014)
Tax Bill	$83 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`295-02-00-015-SAN`

Property Details

APN / Parcel Number

Primary APN	`295-02-00-015-SAN`
Alternative APN	`39`

Interior

Stories	2 Stories
Building Area	3,525 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Vinyl
Lot Area	131,116 sqft (3.01 acres)
Garage Type	Attached
Garage Area	625 sqft
Porch	Porch
Porch Area	413 sqft
Deck Area	208 sqft

Location & Zoning

Account Number	39
Street Address	309 DEERFIELD DR
City	LUGOFF
State	SC
Zip	29078-9327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	DEERFIELD
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2021
Census Tract	970402

Owner

Source: Kershaw County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	309 DEERFIELD DR, LUGOFF, SC 29078-9327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Dec 4, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2014 · Amount on Record
Deed Sale	Oct 16, 2014 · Amount on Record
Prior Sale	Jan 9, 1987 · Amount on Record
Deed Book / Page	3292 / 31
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Recording Date	Aug 6, 2026
Property Address	309 DEERFIELD DR, LUGOFF, SC 29078-9327
Document Number	0000007539
Book / Page	5650 / 1
Instrument Date	Aug 1, 2026
Instrument	20267539
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 DEERFIELD DR, LUGOFF, SC 29078-9327

Mortgage

Document Number	0000007539,
Date	Aug 6, 2026
Book Page	5650/1
Instrument	20267539

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.43%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	309 DEERFIELD DR, LUGOFF, SC 29078-9327
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 DEERFIELD DR, LUGOFF, SC 29078-9327

Mortgage

Document Number	0202510326
Date	Dec 4, 2025
Book Page	5482/161
Instrument	2025-10326

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$83.00	$220,500 (-) Land $35,000 Building $185,500	$220,500 (-)
2023	$83.00	$220,500 Land $35,000 Building $185,500	$220,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
TruVista Communications Cable	500 / 50
AT&T DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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