308 Deerfield Dr, Lugoff, SC 29078 Property Records

Kershaw County property record for 308 Deerfield Dr, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	2,757 sqft · built 1987
Lot Size	1.66 acres (72,532 sqft)
Owner	Individual Name on File
Tax Bill	$1,452 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`295-02-00-008-SAN`

Property Details

APN / Parcel Number

Primary APN	`295-02-00-008-SAN`
Alternative APN	`11`

Interior

Stories	1 Story
Building Area	2,757 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Vinyl
Lot Area	72,532 sqft (1.66 acres)
Garage Type	Attached
Garage Area	594 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	648 sqft
Porch	Porch
Porch Area	140 sqft

Location & Zoning

Account Number	11
Street Address	308 DEERFIELD DR
City	LUGOFF
State	SC
Zip	29078-8890
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	DEERFIELD SUBDIV LOT 8
Legal Subdivision	DEERFIELD SUBD
Legal Lot Number	8
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2021
Census Tract	970402

Owner

308 Deerfield Dr is owned and occupied by an individual who acquired it in November 2021.

Source: Kershaw County records, as of November 7, 2025

Owner of Record	Individual Name on File
Mailing Address	308 DEERFIELD DR, LUGOFF, SC 29078-8890
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2019	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK
Nov 21, 2018	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2021
Deed Sale	Nov 12, 2021
Prior Sale	Sep 18, 1987 · Amount on File
Deed Document Number	202112485
Deed Book / Page	4612 / 19
Prior Transfer Date	Nov 11, 2021
Prior Transfer Doc	0000012485
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	308 DEERFIELD DR, LUGOFF, SC 29078-8890
Document Number	0000008624
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	BCHH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	308 DEERFIELD DR LUGOFF SC 290788890, LUGOFF, SC 29078-8890

Mortgage

Document Number	0000008624
Date	Oct 24, 2019
Book Page	004113/000259
Instrument	8624

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	308 DEERFIELD DR, LUGOFF, SC 29078-8890
Document Number	0000010007
Instrument Date	Nov 21, 2018
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	308 DEERFIELD DR LUGOFF SC 290788890, LUGOFF, SC 29078-8890

Mortgage

Document Number	0000010007
Date	Dec 20, 2018
Book Page	003964/000074
Instrument	10007

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 308 Deerfield Dr was $1,452.

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,452.00	$203,500 Land $30,000 Building $173,500	$203,500
2023	$1,460.00	$203,500 Land $30,000 Building $173,500	$203,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 308 Deerfield Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 308 Deerfield Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TruVista Communications Cable	500 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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