309 Dearborn St, Waco, TX 76704 Property Records

McLennan County property record for 309 Dearborn St, Waco, TX 76704

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,320 sqft · built 1959
Lot Size0.217 acres (9,435 sqft)
OwnerIndividual Name on Record
Tax Bill$3,368 (2025)
Deeds & MortgagesOct 2026 Sale
Flood ZoneZone X (moderate risk)
APN48-035202-001800-1

Property Details

APN / Parcel Number

Primary APN48-035202-001800-1
Alternative APNs
  • 4803520200180010111
  • 188000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,320 sqft Living Area
1st Floor Area1,320 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialAsbestos
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,435 sqft (0.217 acres)
Lot Dimensions158 ft deep x 45 ft wide
Garage TypeCarport
CarportCarport
DrivewayDriveway
Driveway Area300 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area80 sqft
Patio Area60 sqft
Storage Building112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address309 DEARBORN ST
CityWACO
StateTX
Zip76704-1429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionRIVER OAKS NO 2 LOT 8 BLOCK 3 ACRES .2166
Legal SubdivisionRIVER OAKS NO 2
Legal Block3
Legal Lot Number8
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2010
Census Tract1401

Owner

Source: McLennan County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address309 DEARBORN ST, WACO, TX 76704-1429
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 2026
Deed SaleOct 13, 2026
Deed Document Number202633008
Record UpdatedOct 29, 2026

October 2026: Deed, Transfer

Document TypeDeed
JurisdictionMCLENNAN TX
Recording DateOct 13, 2026
Property Address309 DEARBORN ST, WACO, TX 76704-1429
Document Number0000033008
Instrument DateOct 13, 2026
Instrument202633008
Transaction TypeTransfer
Record UpdatedOct 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 DEARBORN ST, WACO, TX 76704-1429

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$147,508 (-1.54%) Land $16,322 Building $131,186$147,508 (-1.54%) Land $16,322 Building $131,186
2025$3,368.00 (+1.63%)$149,810 (+22.33%) Land $14,910 Building $134,900$149,810 (+22.33%) Land $14,910 Building $134,900
2024$3,314.00 (+20.73%)
2023$122,460 Land $14,910 Building $107,550$122,460 Land $14,910 Building $107,550
2022$2,745.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 41 policies
Nearby Flood Policies41 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Central Link Broadband, Nextlink.

Nearby Properties on Dearborn St

Nearby Streets

Search Property Records by Address or Parcel Number