McLennan County property record for 301 Dearborn St, Waco, TX 76704
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,257 sqft · built 1959 |
| Lot Size | 0.21 acres (9,135 sqft) |
| Owner | Company Name on Record |
| Last Sale | $54,000 (Nov 2014) |
| Tax Bill | $3,448 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Nov 2019 Loan Modification |
| Flood Zone | Zone X (moderate risk) |
| APN | 48-035202-002000-5 |
| Primary APN | 48-035202-002000-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,257 sqft Living Area |
| 1st Floor Area | 1,257 sqft |
| Flooring | Carpet |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,135 sqft (0.21 acres) |
| Lot Dimensions | 153 ft deep x 45 ft wide |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 110 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Storage Building | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 301 DEARBORN ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76704-1429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | RIVER OAKS NO 2 LOT 10 BLOCK 3 ACRES .2098 |
| Legal Subdivision | RIVER OAKS NO 2 |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 1401 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 119 STERLING RDG, MCGREGOR, TX 76657-4136 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 15, 2026 | Deed of Trust, Mortgage · Non-Conforming Investor Loan CENTRAL NATIONAL BANK |
| Nov 26, 2019 | Loan Modification, Mortgage CENTRAL NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 26, 2014 · Amount on Record |
| Deed Sale | Nov 26, 2014 · Amount on Record |
| Deed Document Number | 201435677 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 301 DEARBORN ST, WACO, TX 76704-1429 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001466 |
|---|---|
| Date | Jan 15, 2026 |
| Instrument | 2026001466 |
| Name | CENTRAL NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | WOODWAY, TX 76712 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 301 DEARBORN ST, WACO, TX 76704-1429 |
| Document Number | 0000041752 |
| Instrument Date | Nov 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 301 DEARBORN ST WACO TX 767041429, WACO, TX 76704-1429 |
| Document Number | 0000041752 |
|---|---|
| Date | Dec 18, 2019 |
| Instrument | 41752 |
| Name | CENTRAL NAT'L BK |
|---|---|
| Type | Bank |
| Address | WACO, TX 76712 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Dec 17, 2024 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $131,500 (-14.27%) Land $16,078 Building $115,422 | $131,500 (-14.27%) Land $16,078 Building $115,422 | |
| 2025 | $3,448.00 (+1.89%) | $153,390 (+22.69%) Land $14,620 Building $138,770 | $153,390 (+22.69%) Land $14,620 Building $138,770 |
| 2024 | $3,384.00 (+20.77%) | ||
| 2023 | $125,020 Land $14,620 Building $110,400 | $125,020 Land $14,620 Building $110,400 | |
| 2022 | $2,802.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Nearby Flood Policies | 41 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Central Link Broadband, Nextlink.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures