212 Cross St, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 212 Cross St, Elsmere, KY 41018

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 900 sqft · built 1943
Lot Size0.11 acres (4,792 sqft)
OwnerCompany Name on File
Last Sale$290,000 (Oct 2004)
Tax Bill$1,938 (2025)
Flood ZoneZone X (minimal risk)
APN003-40-25-005.00

Property Details

APN / Parcel Number

Primary APN003-40-25-005.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area900 sqft Finished Area

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1943
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions125 ft deep x 35 ft wide

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address212 CROSS ST
CityELSMERE
StateKY
Zip41018-2105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH ERLANGER LOT 1609 & PT LOT 1610
Legal SubdivisionSOUTH ERLANGER
Legal Lot Number1609,16
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1003
Census Tract65700

Owner

212 Cross St is owned by a company that bought it in October 2004.

Source: Kenton County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address29 MAY ST, ELSMERE, KY 41018-2114
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 12, 2004 · Amount on File
Deed SaleOct 12, 2004 · Amount on File
Prior SaleSep 6, 1995 · Amount on File
Deed Document Number200410 12 059 00496
Deed Book / Page2360 / 8
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 212 Cross St was $1,938.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$127,600 (-) Land $15,000 Building $112,600$127,600 (-) Land $15,000 Building $112,600
2025$1,938.00$127,600 Land $15,000 Building $112,600$127,600 Land $15,000 Building $112,600
2023$1,912.00$127,600 Land $15,000 Building $112,600$127,600 Land $15,000 Building $112,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 212 Cross St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 212 Cross St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Cross St

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