309 Covington Xing, Matthews, NC 28104 Property Records

Union County property record for 309 Covington Xing, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	4 bd · 4 ba · 5,271 sqft · built 2008
Lot Size	0.923 acres (40,206 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,375,000 (Jul 2024)
Tax Bill	$6,869 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jul 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-093-131`

Property Details

APN / Parcel Number

Primary APN	`06-093-131`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	5,271 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Hip
Lot Area	40,206 sqft (0.923 acres)
Garage Type	Attached
Garage Area	1,208 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	309 COVINGTON XING
City	MATTHEWS
State	NC
Zip	28104-0413
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RCD WEDDIN
Legal Description	#30 EAGLECHASE PH1 MP1 OPCI972
Legal Subdivision	EAGLECHASE
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	1
Census Block	1021
Census Tract	21019

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 COVINGTON XING, MATTHEWS, NC 28104-0413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jul 23, 2024	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2024 · Amount on Record
Deed Sale	Jul 23, 2024 · Amount on Record
Prior Sale	Jan 28, 2009 · Amount on Record
Deed Document Number	202416993
Deed Book / Page	8943 / 97
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	309 COVINGTON XING, MATTHEWS, NC 28104-0413
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 COVINGTON XING, MATTHEWS, NC 28104-0413

Mortgage

Document Number	0009248378
Date	Nov 19, 2025
Book Page	9248/378
Instrument	30582

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	MATTHEWS, NC 28104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 23, 2024
Property Address	309 COVINGTON XING, MATTHEWS, NC 28104-0413
Document Number	0000894397
Book / Page	8943 / 97
Map Reference	CAB I PG 972
Instrument Date	Jul 23, 2024
Instrument	16993
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	BARRISTERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15010 MARYMONT AVE, HUNTERSVILLE, NC 28078-5525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 COVINGTON XING, MATTHEWS, NC 28104-0413

Mortgage

Document Number	0000016994
Date	Jul 23, 2024
Instrument	16994

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Weddington Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,869.00 (+10.45%)	$1,375,000 (+39.93%) Land $241,400 Building $1,133,600	$1,375,000 (+39.93%) Land $241,400 Building $1,133,600
2023	$6,219.00	$982,600 Land $147,500 Building $835,100	$982,600 Land $147,500 Building $835,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

Nearby Properties on Covington Xing

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures