308 Covington Xing, Matthews, NC 28104 Property Records

Union County property record for 308 Covington Xing, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	5 bd · 4 ba · 4,082 sqft · built 2007
Lot Size	0.935 acres (40,729 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,300,000 (Mar 2025)
Tax Bill	$5,658 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Mar 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-093-135`

Property Details

APN / Parcel Number

Primary APN	`06-093-135`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,082 sqft Living Area
1st Floor Area	1,958 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Lot Area	40,729 sqft (0.935 acres)
Garage Type	Attached
Garage Area	659 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	308 COVINGTON XING
City	MATTHEWS
State	NC
Zip	28104-0413
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RCD WEDDIN
Legal Description	#34 EAGLECHASE PH1 MP1 OPCI971
Legal Subdivision	EAGLECHASE
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	1
Census Block	1021
Census Tract	21019

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	308 COVINGTON XING, MATTHEWS, NC 28104-0413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 27, 2025	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
May 24, 2018	Warranty Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2025 · Amount on Record
Deed Sale	Mar 27, 2025 · Amount on Record
Prior Sale	May 24, 2018 · Amount on Record
Deed Document Number	20257313
Deed Book / Page	9087 / 92
Prior Transfer Date	Dec 10, 2012
Prior Transfer Doc	5891746
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	308 COVINGTON XING, MATTHEWS, NC 28104-0413
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084195
Date	Mar 7, 2022
Book Page	8419/5
Instrument	8622

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Dec 31, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 27, 2025
Property Address	308 COVINGTON XING, MATTHEWS, NC 28104-0413
Document Number	0000908792
Book / Page	9087 / 92
Map Reference	CAB I FILE 971
Instrument Date	Mar 14, 2025
Instrument	7313
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	LIBERTY PREMIERE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 COVINGTON XING, MATTHEWS, NC 28104-0413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 COVINGTON XING, WEDDINGTON, NC 28104-0413

Mortgage

Document Number	0000007314
Date	Mar 27, 2025
Instrument	7314

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

Mortgage

Document Number	0009087111
Date	Mar 27, 2025
Book Page	9087/111
Instrument	7315

Lender

Name	NEW REPUBLIC BANK
Type	Bank
Address	ROANOKE RAPIDS, NC 27870

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 24, 2018
Property Address	308 COVINGTON XING, MATTHEWS, NC 28104-0413
Document Number	71626
Book / Page	007162 / 000006
Instrument Date	May 21, 2018
Instrument	13985
Transaction Type	Transfer
Record Updated	Jun 13, 2018
Title Company	BARRISTER TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,410.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	308 COVINGTON XING WEDDINGTON NC 281040413, WEDDINGTON, NC 28104-0413

Mortgage

Document Number	71628
Date	May 24, 2018
Book Page	007162/000008
Instrument	13986

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 23, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Weddington Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,132,700 (-) Land $241,500 Building $891,200	$1,132,700 (-) Land $241,500 Building $891,200
2025	$5,658.00 (+14.63%)	$1,132,700 (+45.24%) Land $241,500 Building $891,200	$1,132,700 (+45.24%) Land $241,500 Building $891,200
2023	$4,936.00	$779,900 Land $147,500 Building $632,400	$779,900 Land $147,500 Building $632,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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