302 Cove Rd, Riva, MD 21140 Property Records

Anne Arundel County property record for 302 Cove Rd, Riva, MD 21140

Property Summary

Property Type	Single Family Home
Details	1 ba · 920 sqft · built 1951
Lot Size	0.112 acres (4,889 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Jul 2021)
Tax Bill	$3,997 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-749-03295582`

Property Details

APN / Parcel Number

Primary APN	`02-749-03295582`
Alternative APNs	`2-749-03295582` `74903295582`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	920 sqft Living Area
1st Floor Area	920 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,889 sqft (0.112 acres)
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	74903295582
Street Address	302 COVE RD
City	RIVA
State	MD
Zip	21140-1232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 215 PT LT 214 SC SYLVAN SHORES
Legal Subdivision	SYLVAN SHORES
Legal Block	2
Legal Lot Number	214
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2001
Census Tract	702300

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	302 COVE RD, RIVA, MD 21140-1232
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2021 · Amount on Record
Deed Sale	Jul 12, 2021 · Amount on Record
Prior Sale	Jun 23, 2008
Deed Book / Page	37183 / 6
Prior Transfer Date	Apr 28, 2008
Prior Transfer Doc	0202460662
Record Updated	Oct 29, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 12, 2021
Property Address	302 COVE RD, RIVA, MD 21140-1232
Document Number	0371830006
Book / Page	37183 / 6
Instrument Date	Jun 1, 2021
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	HOMELAND TITLE AND ESCROW LIMITED, HOMELAND TITLE & ESCROW LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,125.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	302 COVE RD, RIVA, MD 21140-1232

Mortgage

Document Number	3718311
Date	Jul 12, 2021
Instrument	37183/11

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,700 (+3.95%) Land $187,000 Building $88,700	$275,700 (-) Land $187,000 Building $88,700
2025	$3,997.00 (+1.68%) Homeowner's exemption	$265,233 (+8.57%)	$275,700 (+12.85%) Land $187,000 Building $88,700
2024	$3,931.00 (+47.39%)
2023	$2,667.00	$244,300 Land $177,000 Building $67,300	$244,300 Land $177,000 Building $67,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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