309 Chief Thomas Rd, Harmony, NC 28634 Property Records

Iredell County property record for 309 Chief Thomas Rd, Harmony, NC 28634 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 1995
Lot Size	0.689 acres (30,013 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,466 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4779-00-3745.000`

Property Details

APN / Parcel Number

Primary APN	`4779-00-3745.000`
Alternative APN	`77378931`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Heated Area
Gross Area	4,470 sqft
1st Floor Area	1,620 sqft
Basement Area	1,620 sqft
Unfinished Basement	1,620 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	30,013 sqft (0.689 acres)
Lot Width	150 ft Width
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	378 sqft
Deck Area	252 sqft
Patio Area	252 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	77378931
Street Address	309 CHIEF THOMAS RD
City	HARMONY
State	NC
Zip	28634-9284
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROWN SR 2152
Legal Subdivision	TURNERSBURG
Jurisdiction	IREDELL NC
Township / Civil Division	TURNERSBURG
Census Block Group	1
Census Block	1027
Census Tract	60802

Owner

Source: Iredell County records · APN 4779-00-3745.000

Assessment roll updated April 7, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	309 CHIEF THOMAS RD, HARMONY, NC 28634-9284
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 01, 1995
Deed Sale	Nov 01, 1995
Prior Sale	Apr 01, 1989
Deed Book / Page	964 / 2046
Record Updated	Jun 08, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	309 CHIEF THOMAS RD, HARMONY, NC 28634-9284
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	26912034
Date	Apr 20, 2020
Book Page	2691/2034

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Change Frequency	Annually
Min Rate At Change	3.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Iredell County records · Assessment roll updated April 7, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,466.00	$238,420 (-) Land $20,960 Building $217,460	$238,420 (-) Land $20,960 Building $217,460
2024	$1,466.00	$238,420 (-) Land $20,960 Building $217,460	$238,420 (-) Land $20,960 Building $217,460
2023	$1,466.00 (+28.6%)	$238,420 (+38.5%) Land $20,960 Building $217,460	$238,420 (+38.5%) Land $20,960 Building $217,460
2022	$1,140.00	$172,150 Land $18,160 Building $153,990	$172,150 Land $18,160 Building $153,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Iredell County (37097C), updated January 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.