285 Chief Thomas Rd, Harmony, NC 28634 Property Records

Iredell County property record for 285 Chief Thomas Rd, Harmony, NC 28634 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1944
Square Footage	2,324 sqft Heated Area
Lot Size	169,013 sqft (3.88 acres)
Occupancy	Owner Occupied
Last Sale	$75,000 (2001)
Tax Bill	$996.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`4779-01-3058.000`
Alternative APN	`77410832`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,324 sqft Heated Area
Gross Area	2,770 sqft Gross Area
1st Floor	1,362 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wood Interior Structure

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1944
Exterior Material	Asbestos Exterior
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	169,013 sqft (3.88 acres)
Lot Width	379 ft Width

Exterior Amenities

Shed	1 Shed
Shed Area	1,024 sqft Shed
Porch Area	446 sqft Porch
Storage Building	160 sqft Storage Building

Utilities and HVAC

Cooling System	None Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Account Number	77410832
Street Address	285 CHIEF THOMAS RD
City	HARMONY
State	NC
Zip	28634-9389
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SR 2152 RABON
Legal Subdivision	TURNERSBURG
Legal Block	1
Jurisdiction	IREDELL NC
Minor Civil Division	TURNERSBURG
Census Blockgroup	1
Census Block	1027
Census Tract	60802

Owner

Source: Iredell County records · APN 4779-01-3058.000

Assessment roll updated April 7, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	285 CHIEF THOMAS RD, HARMONY, NC 28634-9389
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 29, 2001 · Amount on Record
Deed Sale	Jan 29, 2001 · Amount on Record
Prior Sale	Jul 01, 1996 · Amount on Record
Deed Doc Number	20012008
Deed Book / Page	1238 / 1401
Record Refreshed	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Recording Date	May 05, 2026
Property Address	285 CHIEF THOMAS RD, HARMONY, NC 28634-9389
Document Number	3212000678
Book / Page	3212 / 678
Instrument Date	Apr 29, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 CHIEF THOMAS RD, HARMONY, NC 28634-9389

Mortgage

Document Number	3212000678,
Date	May 05, 2026
Book Page	3212/678

Lender

Name	FIRST HORIZON BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 04, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: Iredell County records · Assessment roll updated April 7, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$996.00 (-5.23%)	$158,710 (-) Land $50,340 Building $108,370	$158,710 (-) Land $50,340 Building $108,370
2024	$1,051.00 (+17.56%)	$158,710 (+12.18%) Land $50,340 Building $108,370	$158,710 (+12.18%) Land $50,340 Building $108,370
2023	$894.00	$141,480 Land $50,340 Building $91,140	$141,480 Land $50,340 Building $91,140

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Iredell County (37097C), updated January 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.