309 Cherry Ln S, Onamia, MN 56359 Property Records

Mille Lacs County property record for 309 Cherry Ln S, Onamia, MN 56359

Property Summary

Property TypeMobile Home
Details1,400 sqft · built 2005
Lot Size0.709 acres (30,892 sqft)
Owner2 Individual Names on Record
Last Sale$175,500 (Feb 2024)
Tax Bill$1,352 (2026)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Feb 2024 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN22-040-0351

Property Details

APN / Parcel Number

Primary APN22-040-0351

Interior

Building Area1,400 sqft Total Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleMobile Home
Lot Area30,892 sqft (0.709 acres)
Garage Area600 sqft
Parking Spaces2 Parking Spaces
Deck Area320 sqft

Location & Zoning

Street Address309 CHERRY LN S
CityONAMIA
StateMN
Zip56359-4000
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal Description& LOT 6 BLK 9 & VAC RIVER AVE ADJ LOT 6 ON SOUTH
Legal Range26
Legal Township41
Legal Section06
Legal SubdivisionREARRANGEMENT OF AND ADDITION TO ONAMIA
Legal Block9
Legal Lot Number5
JurisdictionMILLE LACS MN
Township / Civil DivisionONAMIA
Census Block Group1
Census Block1047
Census Tract970200

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address309 CHERRY LN S, ONAMIA, MN 56359-4000
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2024Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Feb 20, 2024Affidavit of Death of Joint Tenant, Transfer
ATD TITLE LLC, AT TITLE LLC
Feb 20, 2024Deed, Transfer
ATD TITLE LLC, AT TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 21, 2024 · Amount on Record
Deed SaleFeb 21, 2024 · Amount on Record
Prior SaleFeb 20, 2024 · Amount on Record
Deed Document Number2024440048
Record UpdatedOct 29, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLE LACS MN
Recording DateFeb 21, 2024
Property Address309 CHERRY LN S, ONAMIA, MN 56359-4000
Document Number000A440048
Instrument DateJul 14, 2023
InstrumentA440048
Transaction TypeTransfer
Record UpdatedMar 18, 2024
Title CompanyATD TITLE LLC, AT TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$579.15
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address309 CHERRY LN S, ONAMIA, MN 56359-4000

Mortgage

Document Number000A440049
DateFeb 21, 2024
InstrumentA440049
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term354 Months
DueAug 1, 2053

February 2024: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionMILLE LACS MN
Recording DateFeb 20, 2024
Property Address309 CHERRY LN S, ONAMIA, MN 56359-4000
Document Number000A440023
Instrument DateApr 24, 2023
InstrumentA440023
Transaction TypeTransfer
Record UpdatedMar 18, 2024
Title CompanyATD TITLE LLC, AT TITLE LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address308 CHERRY LN S, ONAMIA, MN 56359-4000
Mail Care OfDONALD E WELCH

February 2024: Deed, Transfer

Document TypeDeed
JurisdictionMILLE LACS MN
Recording DateFeb 20, 2024
Property Address309 CHERRY LN S, ONAMIA, MN 56359-4000
Document Number000A440026
Instrument DateApr 24, 2023
InstrumentA440026
Transaction TypeTransfer
Record UpdatedMar 18, 2024
Title CompanyATD TITLE LLC, AT TITLE LLC

Transaction

AmountAmount Recorded
Tax$280.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address308 CHERRY LN S, ONAMIA, MN 56359-4000

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
MunicipalityOnamia City
Unified School DistrictOnamia Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,352.00 (-15.29%)$135,800 (+23.91%) Land $36,600 Building $99,200$135,800 (+23.91%) Land $36,600 Building $99,200
2025$1,596.00 (-21.07%) Homeowner's exemption$109,600 (-25.03%) Land $23,500 Building $86,100$109,600 (-25.03%) Land $23,500 Building $86,100
2023$2,022.00$146,200 Land $22,400 Building $123,800$146,200 Land $22,400 Building $123,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 63% of Minnesota
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOnamia
serves 831 people · EPA ID MN1480003
Water SourceGroundwater
Last State InspectionNov 2025
Lead5 ppb (2026)
action level 15 ppb
Copper1.49 mg/L (2026)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Midco
Cable · Fiber in parts of the area
250 / 20

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