Mille Lacs County property record for 304 Cherry Ln S, Onamia, MN 56359
| Property Type | Single Family Home |
|---|---|
| Details | 480 sqft · built 1940 |
| Lot Size | 0.261 acres (11,397 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $87,036 (Dec 2017) |
| Tax Bill | $960 (2026) |
| Deeds & Mortgages | Dec 2017 Sale & Mortgage Jun 2017 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-040-0200 |
| Primary APN | 22-040-0200 |
|---|
| Building Area | 480 sqft Living Area |
|---|---|
| Gross Area | 696 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 11,397 sqft (0.261 acres) |
| Garage Area | 936 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Street Address | 304 CHERRY LN S |
|---|---|
| City | ONAMIA |
| State | MN |
| Zip | 56359-4000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | & N 1/2 OF VAC ALLEY ADJ |
| Legal Range | 26 |
| Legal Township | 41 |
| Legal Section | 06 |
| Legal Subdivision | REARRANGEMENT OF AND ADDITION TO ONAMIA |
| Legal Block | 6 |
| Legal Lot Number | 10 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | ONAMIA |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 970200 |
Source: Mille Lacs County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 304 CHERRY LN S, ONAMIA, MN 56359-4000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2017 | Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK MILACA |
| Jun 15, 2017 | Sheriff's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2017 · Amount on Record |
| Deed Sale | Dec 22, 2017 · Amount on Record |
| Prior Sale | Jun 15, 2017 · Amount on Record |
| Deed Document Number | 2017404203 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Dec 22, 2017 |
| Property Address | 304 CHERRY LN S, ONAMIA, MN 56359-4000 |
| Document Number | 000A404203 |
| Instrument Date | Dec 11, 2017 |
| Instrument | A404203 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYER TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $287.22 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 304 CHERRY LN S, ONAMIA, MN 56359-4000 |
| Document Number | 000A404204 |
|---|---|
| Date | Dec 22, 2017 |
| Instrument | A404204 |
| Name | FIRST NATIONAL BANK MILACA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Jun 15, 2017 |
| Property Address | 304 CHERRY LN S, ONAMIA, MN 56359-4000 |
| Document Number | 000A401097 |
| Instrument Date | Jun 15, 2017 |
| Instrument | A401097 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Mille Lacs County assessment roll, as of September 5, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Onamia City |
| Unified School District | Onamia Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $960.00 (-15.94%) | ||
| 2025 | $85,200 (-22.19%) Land $19,000 Building $66,200 | $85,200 (-22.19%) Land $19,000 Building $66,200 | |
| 2023 | $1,142.00 | $109,500 Land $18,800 Building $90,700 | $109,500 Land $18,800 Building $90,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Onamia serves 831 people · EPA ID MN1480003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Copper | 1.49 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midco Cable · Fiber in parts of the area | 250 / 20 |
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