York County property record for 309 Cheadle Loop Rd, Seaford, VA 23696 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,731 sqft · built 2006 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on File |
| Last Sale | $499,900 (Jun 2006) |
| Tax Bill | $4,806 (2025) |
| Deeds & Mortgages | Sep 2024 Second Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | U08A-0995-2885 |
| Primary APN | U08A-0995-2885 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,731 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Shingle |
| Lot Area | 20,909 sqft (0.48 acres) |
| Garage Type | Attached |
| Garage Area | 476 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 10007135 |
|---|---|
| Street Address | 309 CHEADLE LOOP RD |
| City | SEAFORD |
| State | VA |
| Zip | 23696-2430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAMILTON SUB LOT 4 |
| Legal Subdivision | HAMILTON SUB |
| Legal Lot Number | 4 |
| Jurisdiction | YORK VA |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 50402 |
Source: York County records · APN U08A-0995-2885
Assessment roll updated June 16, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 309 CHEADLE LOOP RD, SEAFORD, VA 23696-2430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 08, 2006 · Amount on Record |
| Deed Sale | Jun 08, 2006 · Amount on Record |
| Deed Book / Page | 600 / 13522 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK VA |
| Property Address | 309 CHEADLE LOOP RD, SEAFORD, VA 23696-2430 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000013015 |
|---|---|
| Date | Sep 24, 2024 |
| Instrument | 240013015 |
| Name | BAYPORT CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 24, 2039 |
| Rate Type | Fixed Rate |
|---|
Source: York County records · Assessment roll updated June 16, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | York County |
| Unified School District | York County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $616,200 (+33.75%) Land $125,000 Building $491,200 | ||
| 2025 | $4,806.00 (+35.49%) | $616,200 (+33.75%) Land $125,000 Building $491,200 | |
| 2023 | $3,547.00 | $460,700 Land $105,000 Building $355,700 | $460,700 Land $105,000 Building $355,700 |
Source: FEMA National Flood Hazard Layer, York County (51199C), updated October 26, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511990504021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 300 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 300 in force |
| Nearby Flood Claims | 419 (1978–2016) |
| Claims Outside the SFHA | 25 of 419 |
| Most Recent Claim | Oct 2016, other causes |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 5,556 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 60 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 35 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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