York County property record for 308 Cheadle Loop Rd, Seaford, VA 23696
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 5 bd · 3.5 ba · 4,311 sqft · built 1992 |
| Lot Size | 3.03 acres (131,987 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $9,131 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | U08C-1085-2494 |
| Primary APN | U08C-1085-2494 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,311 sqft Total Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 131,987 sqft (3.03 acres) |
| Garage Type | Mixed |
| Garage Area | 1,989 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 308 sqft |
| Deck Area | 880 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 10007114 |
|---|---|
| Street Address | 308 CHEADLE LOOP RD |
| City | SEAFORD |
| State | VA |
| Zip | 23696-2427 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Local Zoning Code | RURAL RESI |
| Legal Description | CHEADLES SUB DIV LOT 8 |
| Legal Subdivision | CHEADLES |
| Legal Lot Number | 8 |
| Jurisdiction | YORK VA |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 50402 |
308 Cheadle Loop Rd, an agricultural property, is owned by an individual.
Source: York County records, as of October 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 308 CHEADLE LOOP RD, SEAFORD, VA 23696-2427 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK VA |
| Property Address | 308 CHEADLE LOOP RD, SEAFORD, VA 23696-2427 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003033 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 210003033 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
The 2025 property tax bill for 308 Cheadle Loop Rd was $9,131.
Source: York County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | York County |
| Unified School District | York County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,170,700 Land $450,800 Building $719,900 | ||
| 2025 | $9,131.00 | $1,170,700 Land $450,800 Building $719,900 | |
| 2023 | $7,320.00 | $950,700 Land $450,800 Building $499,900 | $950,700 Land $450,800 Building $499,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 308 Cheadle Loop Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 300 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 300 in force |
| Nearby Flood Claims | 419 (1978–2016) |
| Claims Outside the SFHA | 25 of 419 |
| Most Recent Claim | Oct 2016 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 308 Cheadle Loop Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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