309 Cedar St, Pacific Grove, CA 93950 Property Records

Monterey County property record for 309 Cedar St, Pacific Grove, CA 93950

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 480 sqft · built 1914
Lot Size	0.041 acres (1,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Sep 2019)
Tax Bill	$5,493 (2025)
Deeds & Mortgages	Sep 2019 Sale Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-327-010-000`

Property Details

APN / Parcel Number

Primary APN	`006-327-010-000`
Alternative APN	`006-327-010`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	480 sqft Living Area
1st Floor Area	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	1,800 sqft (0.041 acres)
Garage Area	173 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	006-327-010
Street Address	309 CEDAR ST
City	PACIFIC GROVE
State	CA
Zip	93950-3103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PACIFIC GROVE ADD 3 LOT 9 BLK 67
Legal Subdivision	PACIFIC GROVE ADD 3
Legal Block	67
Legal Lot Number	9
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1041
Census Tract	12302

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX CK, PACIFIC GROVE, CA 93950-0229
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2019	Grant Deed, Transfer OLD REPUBLIC TITLE
Jul 28, 2017	Deed of Trust, Mortgage · FHA Mortgage NATIONWIDE EQUITIES
Jul 28, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2019 · Amount on Record
Deed Sale	Sep 26, 2019 · Amount on Record
Deed Document Number	201942531
Prior Transfer Date	Mar 28, 1994
Prior Transfer Doc	0000034320
Record Updated	Oct 29, 2026

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 26, 2019
Property Address	309 CEDAR ST, PACIFIC GROVE, CA 93950-3103
Document Number	0000042531
Instrument Date	Sep 9, 2019
Instrument	42531
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$500.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX CK PACIFIC GROVE CA 93950, PACIFIC GROVE, CA 93950

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	309 CEDAR ST, PACIFIC GROVE, CA 93950-3103
Document Number	0000042545
Instrument Date	Jul 28, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 CEDAR ST PACIFIC GROVE CA 939503103, PACIFIC GROVE, CA 93950-3103

Mortgage

Document Number	0000042545
Date	Aug 9, 2017
Instrument	42545

Lender

Name	NATIONWIDE EQUITIES
Type	Funding / Finance Company
Address	MAHWAH, NJ 07495

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.48%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	309 CEDAR ST, PACIFIC GROVE, CA 93950-3103
Document Number	0000042546
Instrument Date	Jul 28, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 CEDAR ST PACIFIC GROVE CA 939503103, PACIFIC GROVE, CA 93950-3103

Mortgage

Document Number	0000042546
Date	Aug 9, 2017
Instrument	42546

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.48%

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Pacific Grove City
Unified School District	Pacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$507,555 (+2%) Land $446,205 Building $61,350
2025	$5,493.00 (+3.47%)	$497,604 (+4.04%) Land $437,456 Building $60,148
2023	$5,309.00 (+2.08%)	$478,283 Land $420,470 Building $57,813
2022	$5,201.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983–1986)
Most Recent Claim	Feb 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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