245 Cedar St, Pacific Grove, CA 93950 Property Records

Monterey County property record for 245 Cedar St, Pacific Grove, CA 93950

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,250 sqft · built 1967
Lot Size	0.083 acres (3,600 sqft)
Owner	2 Individual Names on File
Last Sale	$1,410,000 (Mar 2024)
Tax Bill	$5,264 (2025)
Deeds & Mortgages	Oct 2025 Transfer Mar 2024 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`006-322-014-000`

Property Details

APN / Parcel Number

Primary APN	`006-322-014-000`
Alternative APN	`006-322-014`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,250 sqft Living Area
1st Floor Area	1,250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,600 sqft (0.083 acres)
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	006-322-014
Street Address	245 CEDAR ST
City	PACIFIC GROVE
State	CA
Zip	93950-3127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PACIFIC GROVE ADD 3 LOTS 13 & 15 BLK 66
Legal Subdivision	PACIFIC GROVE ADD 3
Legal Block	66
Legal Lot Number	13,15
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1032
Census Tract	12302

Owner

245 Cedar St is owned and occupied by two individuals who bought it in March 2024.

Source: Monterey County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	245 CEDAR ST, PACIFIC GROVE, CA 93950-3127
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2025	Transfer on Death Deed, Transfer
Mar 5, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MACKILLIE INC 401 K ROTH
Mar 13, 2024	Grant Deed, Transfer CHICAGO TITLE COMPANY
Oct 3, 2023	Deed of Trust, Mortgage · Commercial Mortgage EVOQUE FUND LLC
Jun 26, 2023	Deed of Trust, Mortgage · Commercial Mortgage STEPHANIE L MONASH
Oct 3, 2022	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2024 · Amount on File
Deed Sale	Mar 13, 2024 · Amount on File
Prior Sale	Nov 14, 2014 · Amount on File
Deed Document Number	20248588
Prior Transfer Date	Dec 14, 2012
Prior Transfer Doc	0000078104
Record Updated	Oct 29, 2026

October 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 13, 2025
Property Address	245 CEDAR ST, PACIFIC GROVE, CA 93950-3127
Document Number	0000036163
Instrument Date	Oct 13, 2025
Instrument	2025036163
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	245 CEDAR ST, PACIFIC GROVE, CA 93950-3127

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	245 CEDAR ST, PACIFIC GROVE, CA 93950-3127
Transaction Type	Mortgage
Record Updated	Mar 15, 2024
Title Company	CHICAGO TITLE-CONROE, CHICAGO TITLE MONTEREY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 CEDAR ST, PACIFIC GROVE, CA 93950-3127

Mortgage

Document Number	0000007582
Date	Mar 5, 2024
Instrument	2024007582

Lender

Name	MACKILLIE INC 401 K ROTH
Type	Non-Lending Institution
Address	CARMEL, CA 93923

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	7 Months
Due	Oct 1, 2024

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 13, 2024
Property Address	245 CEDAR ST, PACIFIC GROVE, CA 93950-3127
Document Number	0000008588
Map Reference	VOL 1 PG 10
Instrument Date	Mar 8, 2024
Instrument	2024008588
Transaction Type	Transfer
Record Updated	Mar 25, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 CEDAR ST, PACIFIC GROVE, CA 93950-3127

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	245 CEDAR ST, PACIFIC GROVE, CA 93950-3127
Transaction Type	Mortgage
Record Updated	Oct 17, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 CEDAR ST, PACIFIC GROVE, CA 93950-3127

Mortgage

Document Number	0000031635
Date	Oct 3, 2023
Instrument	2023031635

Lender

Name	EVOQUE FUND LLC
Type	Non-Lending Institution
Address	SANTA MONICA, CA 90401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	245 CEDAR ST, PACIFIC GROVE, CA 93950-3127
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 E KATELLA AVE 120, 120, ORANGE, CA 92867-5064

Mortgage

Document Number	0000019344
Date	Jun 26, 2023
Instrument	2023019344

Lender

Name	STEPHANIE L MONASH
Type	Private Party
Address	2011 N TRANQUIL TRL, PRESCOTT, AZ 86305

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 3, 2022
Property Address	245 CEDAR ST, PACIFIC GROVE, CA 93950-3127
Document Number	0000040336
Map Reference	VOL 1 PG 10
Instrument Date	Sep 22, 2022
Instrument	2022040336
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2255, MONTEREY, CA 93942-2255

Tax Assessment & Valuation

The 2025 property tax bill for 245 Cedar St was $5,264 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Pacific Grove City
Unified School District	Pacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$500,724 (+3.52%) Land $285,413 Building $215,311
2025	$5,264.00 Homeowner's exemption	$483,707 Land $275,713 Building $207,994
2023	$10,914.00 (+13.42%)	$989,400 Land $714,000 Building $275,400
2022	$9,623.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 245 Cedar St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983–1986)
Most Recent Claim	Feb 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 245 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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